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It’s not every day that you can receive $1,000 bonus cash as a signup bonus. Here is how to earn $1,000 by opening a U.S. Bank checking account and completing qualifying activities to earn the full $1,000 bonus.
Earn Up to $1,000 With a U.S. Bank Checking Account
Earn up to $1,000 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through October 31, 2023. Member FDIC.
First, earn up to $500 with a new U.S. Bank Smartly® Checking account by completing the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s)* totaling $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
Earn up to $400 with a new Standard Savings account.
- Make new money deposit(s) totaling $25,000 to $49,999.99 to earn $200 or $50,000 or more to earn $400 by November 30, 2023
- Then, maintain that balance until May 31, 2024
Earn an additional $100 for opening both!
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account.
Related: Your Guide To The U.S. Bank Smartly Checking Review
It’s also possible to open either a checking or savings and receive a partial bonus if you can’t meet the required activities for both. At the end of the day, some bonus rewards are better than nothing at all if you are in the market for a new banking account.
Related: Best Bank Account Bonus Offers
U.S. Bank Account Bonus Eligibility
You can read the banking offer terms and conditions to read more.
Defer pursuing this bonus when “you or any signer on your new Bank Smartly Checking account cannot have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years or received other U.S. Bank bonus offers within the past two years.”
Additionally, pass on the U.S. Bank savings offer when “you or any signer on your new Standard Savings account cannot have an existing U.S. Bank savings account or money market account, had a U.S. Bank consumer savings account or money market account in the last six months or received other U.S. Bank savings account or money market account bonus offers within the past 12 months.”
A checking account bonus is an excellent incentive to switch banks. It can also make your cash reserves more productive. If eligible, be sure you can waive any ongoing monthly service fees that erode your earning potential. It can be an ongoing frustration if you don’t actively use the account.
Related: The Best U.S. Bank Credit Cards: Travel, Cash Back, Business, and More
Final Thought
In conclusion, being able to earn up to $1,000 with a U.S. Bank Checking Account is an enticing way to boost your cash reserves. U.S. Bank offers many account options. If you live within their network area, you may appreciate the ability to easily manage your funds digitally or at a local branch office. Start with the U.S. Bank Smartly® Checking Promo.
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