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It’s not every day that you can receive up to $700 bonus cash as a signup bonus. Here is how to earn up to $700 by opening a U.S. Bank checking account and completing qualifying activities. U.S. Bank Smartly Checking may not be available if you live outside of the U.S. Bank footprint. Member FDIC.

Up to $700 Bonus: U.S. Bank Smartly® Checking account

Naples to Ischia, Italy, on the Fast Ferry. June 2023. Credit: Johnny Jet

How do I get the $700 bonus from U.S. Bank Smartly checking?

Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC. 

Here’s how to earn up to $500 with a new U.S. Bank Smartly® Checking account. Complete the below within 90 days of account opening: 

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500

Additionally, earn up to $200 with a new Standard Savings account. Here’s how:

  • Make new money deposit(s) totaling $15,000 or more by July 17, 2024. 
  • Maintain that balance until October 31, 2024.

Note that this offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Related: Your Guide To The U.S. Bank Smartly Checking Review

U.S. Bank Account Bonus Eligibility

You can read the banking offer terms and conditions to read more.

Defer pursuing this bonus when “you or any signer on your new Bank Smartly Checking account cannot have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years or received other U.S. Bank bonus offers within the past two years.

Additionally, pass on the U.S. Bank savings offer when “you or any signer on your new Standard Savings account cannot have an existing U.S. Bank savings account or money market account, had a U.S. Bank consumer savings account or money market account in the last six months or received other U.S. Bank savings account or money market account bonus offers within the past 12 months.

A checking account bonus is an excellent incentive to switch banks. Additionally, it can also make your cash reserves more productive. If eligible, be sure you can waive any ongoing monthly service fees that erode your earning potential. Otherwise, it can be an ongoing frustration if you don’t actively use the account.

Summary

In conclusion, being able to earn up to $700 with a U.S. Bank Checking Account is an enticing way to boost your cash reserves. Fortunately, U.S. Bank offers many account options. Additionally, if you live within their network area, you may appreciate the ability to easily manage your funds digitally or at a local branch office.

Up to $700 Bonus: U.S. Bank Smartly® Checking account and a Standard Savings account

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