How to get a $600, $500, $300 bonus from Chase Bank

Signing up for a Chase Bank checking account has several benefits. You’ll likely have local branch access and will bank with one of the nation’s largest financial institutions, which can provide peace of mind. Plus, you can earn a nice bonus with Chase bank offers.

Editor’s Note: The $600 offer has expired, but you can easily earn $750 in award travel with the Chase credit card offer on the Chase Sapphire Preferred® Card, or New Chase checking customers enjoy a $300 bonus when they open a Chase Total Checking® account.

$600 Chase Checking Account Bonus

Chase checking account bonuses start at $100 and go up over $600 in some cases. Here are a few bonuses that vary in amounts to be earned.

Up to $3,000 Bonus with Chase Private Client Checking

First up, we’ve got a great big bonus. Earning up to $3,000 sounds great, but it does require quite a bit of cash.

New Chase Private Client Checking℠ customers have the opportunity to earn up to $3,000 in bonus cash when opening an account with qualifying activities. A $1,000 bonus and a $2,000 bonus are also available with smaller qualifying deposit amounts.

The bonus amounts, and deposit thresholds are as follows:

• $1,000 bonus: $150,000 to $249,999 in deposits
• $2,000 bonus: $250,000 to $499,999 in deposits
• $3,000 bonus: $500,000 or more in deposits

Additionally, there is a $35 monthly service fee that you may pay when your average beginning-of-day balance dips below $150,000 between linked financial accounts. You can also waive the monthly fee by linking a Chase Platinum Business Checking℠ account.

Related: Chase Private Client Review

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS: • NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE

Chase Total Checking: $300 Bonus

This bonus is likely more doable. New Chase checking customers enjoy a $300 bonus when they open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.

Other benefits of this account include access to Chase Overdraft Assist℠ and fraud protection, including Zero Liability Protection, fraud monitoring, and the ability to lock your card. The Chase Mobile banking app and access to many banks and ATMs are convenient benefits.

There is no minimum balance needed to open the account. However, there is a $12 monthly service fee. But, it can be waived to $0 with one of the following, each monthly statement period:

• Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network
• OR a balance at the beginning of each day of $1,500 or more in this account
• OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.

This account is available online nationwide except in Alaska, Hawaii, and Puerto Rico. For branch locations, visit locator.chase.com. JPMorgan Chase Bank, N.A. Member FDIC.

How to Get up to a $500 Bonus from Chase Bank: Chase Business Complete Banking

Maybe a business account is something you’re leaning towards. Fortunately, there’s a bonus offer available with the Chase Business Complete Banking® account. It’s an entry-level business account from Chase, and it comes with the ability to waive the $15 monthly fee.

Earn up to $500 when you when you open a new Chase Business Complete Checking® account. For new Chase Business Complete Banking® customers with qualifying activities.

How to Get $500 from Chase?

Perhaps you’re looking for a $500 Chase offer. Unfortunately, it can be hard to find with checking accounts, but you can easily get over 500 dollars from Chase with the Chase Sapphire Preferred® Card offer, one of the best from one of Chase’s top credit cards. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.

$100 Chase College Checking Bonus

College students can also get a little bonus when opening a new account and completing qualifying activities.

Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.

It’s also possible to pay no monthly fee for up to five years as a student.

The $0 Monthly Service Fee for students 17 to 24 years old at account opening, enrolled in college or a vocational, technical, or trade school up to the graduation date provided at account opening (five years maximum), or they will need to pay the $12 Monthly Service Fee.

Is Chase a Good Bank to Have?

When selecting a bank, it’s wise to evaluate various choices, considering your unique banking requirements, geographic convenience, and personal preferences. Additionally, take the time to carefully review the details, comprehend the terms and conditions, and factor in any possible fees linked to the accounts you have in mind. You might discover that Chase suits your banking needs well, or you may opt for another bank that aligns more closely with your financial objectives and situation.

Is the Bonus from Chase Bank Worth It?

In conclusion, this bonus from Chase Bank offer can be worth the effort if you want to put your money to work and are comfortable banking through Chase. You can earn more than the standard interest rate, which makes this bonus attractive.

However, you should strive to waive the monthly fee to avoid giving back some of your bonus. Additionally, bank bonuses are taxable like interest income, and the extra cash is reported on your year-end tax form.

Pocketing extra money can come in helpful for paying the bills, affording your next trip, or getting more yield from your savings that you don’t need for short-term expenses.

Alternative Offers

U.S. Bank Business Checking Accounts

If you’re interested in business options, there are the U.S. Bank Business Checking accounts. There are different accounts available to fit a variety of needs. Accounts can be opened with a deposit as low as $100 or as much as $3,000. After you’ve got your account, you can add funds in several ways, including a check deposit at a U.S. Bank branch, ATM, or through the U.S. Bank app. Funds can also be added by completing an online transfer from another account or wiring money into your account.

U.S. Bank Business Essentials® account offers checking and card payment acceptance in one connected experience to help run your business better with quick access to funds. Members can enjoy checking benefits and 24/7 support. Plus, get $0 monthly maintenance fees to meet your business needs. Additionally, Business Essentials allows members to accept payments and get paid fast so that they can pay bills and improve efficiency. Cash flow management is made easy with real-time insights in the U.S. Bank integrated dashboard.

Bonus Offers

Promo code Q2AFL25 MUST be used when opening a U.S. Bank Business Essentials® account or U.S. Bank Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts. 

Earn your $500 Business Checking bonus by opening a new U.S. Bank Business Essentials® account between 4/3/2025 and 6/30/2025. You must make a deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.

– or – 

Earn your $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 4/3/2025 and 6/30/2025. You must make a deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.

What is a qualifying transaction?

Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible. 

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify. 

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657. 

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.

Member FDIC

U.S. Bank Platinum Business Money Market Account

The U.S. Bank Platinum Business Money Market Account is another option worth considering. It comes with the ability to set aside excess cash from a checking account while getting paid the highest interest rate for your business. Additionally, you can link your savings to your U.S. Bank checking.

If you maintain a minimum balance of $10,000, you won’t have to pay the $15 monthly maintenance fee. You’ll also earn higher rates of interest the higher the balance. You will need a $100 minimum opening deposit.

Other features of the U.S. Bank Platinum Business Money Market Account include the following:

• ATM access
• Accrues interest daily and pays interest monthly
• FDIC Insurance up to $250,000
• Free U.S. Bank Internet Banking

Plus, your account can be linked to your U.S. Bank business checking account for overdraft protection.

Receive up to a 3.50% bonus interest rate

Receive a bonus interest rate up to 3.50% from the account opening date when you open a new U.S. Bank Platinum Business Money Market Account and complete qualifying activities, subject to certain terms and limitations. Member FDIC. 

Standard variable interest rates are determined at the bank’s discretion and are subject to change at any time without notice. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information. The minimum deposit required to open a Platinum Business Money Market account is $100. $15 maintenance fee per statement cycle waived with $10,000 minimum daily balance.

The special interest rate is limited to Business Platinum Money Market account only. Open a new U.S. Bank Platinum Business Money Market Account and receive the special interest rate from the account opening date. Special interest rates may change at any time without notice.

The special interest rate will be 3.50% when your account balance tier is between $50,000 to $2,999,999.99.

The special interest rate does not apply for Platinum Business Money Market accounts with balances outside of the balance tier stated above. The full account balance will earn the standard variable interest rate in effect at that time until the account balance falls within the special rate balance tier.

Interest and Fee Information: You must maintain the minimum balance needed for each tier to earn the special interest rate. Interest will be compounded daily and credited to your account monthly at the end of the statement cycle. Fees could reduce earnings on the account. Other restrictions may apply.