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Now is one of the best times of the year to find valuable credit card offers. As we go into the season of booking holiday spending, Chase and Capital One are two banks to watch. Both card issuers are offering the ability for new cardholders to earn at least $750 in award travel. In this review of Chase and Capital One credit card offers, we’ll explore the ways you can benefit.
Chase and Capital One Credit Card Offers
This year has been a challenge and many businesses have taken notice to try to help. That includes credit card issuers, like Chase and Capital One. As mentioned above, we are seeing a number of exciting new offers (you can check out our roundup of the best credit card offers for more information) that make it easier for cardholders to get more out of their cards during this difficult time.
In this review of Chase and Capital One credit card offers, we break down the different ways you can earn more rewards. Using your cards can help you maximize your purchase rewards. Let’s take a look at how you can earn more for your spending.
Best Chase Current Credit Card Offers
To begin this Chase and Capital One credit card offers review, let’s start with Chase. Chase is offering several enhanced offers for its travel and cashback cards. They’ve also introduced two new cards in recent weeks.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred® Card is one of the best travel credit cards.
New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s $750 when redeemed through Chase Ultimate Rewards®. Member FDIC
Also, enjoy Chase Sapphire benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining, and 2x points on all other travel purchases, plus more.
The annual fee is $95. You can qualify for this bonus if you haven’t received a Chase Sapphire bonus in the last 48 months and currently do not have another Chase Sapphire product.
Chase Freedom Flex
The information for the Chase Freedom Flex℠ has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
The Chase Freedom Flex℠ replaces the Chase Freedom®.
New Chase Freedom Flex℠ cardholders can earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Your points can also be redeemed for award travel and gift cards for up to $200 value. Chase Sapphire cardholders can pool their Freedom Flex earnings to take advantage of the travel redemption bonus and point transfers.
Cardholders earn:
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1% back)
- 5% cash back on travel purchased through Chase Ultimate Rewards®
- 3% cash back on dining at restaurants, including takeout and eligible delivery services
- 3% cash back on drugstore purchases
- 1% on all other purchases
There is no annual fee for this card. If you want to know more, you can check out our reasons why you should get the Chase Freedom Flex.
Ink Business Preferred Credit Card
The Chase Ink Business Preferred® Credit Card has one of the highest business credit card bonuses.
New Ink Business Preferred® Credit Card cardholders can earn 100k bonus points after spending $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®.
The first $150,000 in combined annual travel, shipping purchases, online advertising, and internet, phone, and cable services earn 3 points per $1. This is one of several of the best Chase business credit cards that has plenty to offer.
The annual fee is $95.
Southwest Rapid Rewards Performance Business Credit Card
The Southwest® Rapid Rewards® Performance Business Credit Card offers the ability to earn 80,000 bonus Rapid Rewards points. New Southwest® Rapid Rewards® Performance Business Credit Card card members can earn 80,000 points after spending $5,000 on purchases in the first 3 months from account opening.
Some of the card benefits include:
- Four Upgraded Bookings per year (when available)
- Up to 365 inflight wifi credits per year
- 9,000 bonus points each card anniversary
- Global Entry or TSA PreCheck application fee credit
The annual fee is $199.
Southwest offers two free checked bags and open seating, regardless of whether you are a cardholder. You can read more about the best Southwest credit cards and what this fan favorite airline has to offer.
IHG One Rewards Premier Credit Card
For frequent IHG travelers, the IHG One Rewards Premier Credit Card is a nice option. Cardholders can earn up to 26 points total per $1 spent when they stay at an IHG hotel. Also, earn 5x points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3x points per $1 spent on all other purchases.
As an IHG One Rewards Premier Credit Card cardholder, you’ll also get to enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Additionally, you can enjoy a reward night when you redeem points for any stay of 3 or more nights.
New cardholders can earn IHG One Rewards Premier Credit Card earns 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
Member FDIC
The annual fee is $99.
United Business Card
New United℠ Business Card cardholders can earn 75,000 bonus miles after spending $5,000 on purchases in the first 3 months their account is open. Plus, enjoy a $0 introductory annual fee for the first year, then $99.
Additionally, get a $100 United® travel credit after 7 United® flight purchases of $100 or more each anniversary year.
United℠ Business Card cardholders earn 2x miles per $1 spent on United® purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting. Earn 1x mile per $1 spent on all other purchases.
Plus, you can receive a 5,000-mile “better together” bonus each anniversary when you have both the United Business Card and a personal United® credit card.
Award flights start at 12,500 miles, so earning this bonus can get you several roundtrip flights!
With perks like a free first checked bag (a savings of up to $140 per roundtrip—terms apply), 2 United Club one-time passes per year, and priority boarding privileges, the United Business Card has plenty to offer.
Best Capital One Current Credit Card Offers
Now that we’ve gone through what Chase has to offer, let’s check out what Capital One is bringing to the table. While there aren’t as many options as Chase, the quality of the offers is still worthy of consideration.
Capital One Venture X Rewards Credit Card
If you’re looking for a little more oomph in your travels, consider the Capital One Venture X Rewards Credit Card. This addition to the Capital One lineup includes the ability to earn unlimited:
- 10x miles on hotels and rental cars booked through Capital One Travel
- 5x miles on flights booked through Capital One Travel
- 2x miles on all other purchases
Cardholders can also enjoy unlimited access to all-inclusive amenities at the Capital One Lounge and at Priority Pass lounges worldwide. Plus, they’ll receive up to a $100 credit for Global Entry or TSA PreCheck®.
Additional benefits include $300 back annually for bookings through Capital One Travel, where you’ll get access to thousands of options. Plus, get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel, with the Capital One Venture X Rewards Credit Card.
This offer is perfect for a relaxing vacation either domestically or abroad. The annual fee is $395, but there are no foreign transaction fees.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card has increased its standard signup bonus.
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel, with the Capital One Venture Rewards Credit Card.
Your purchases earn 2x miles per $1 spent.
However, if you are wanting to earn a few more miles on travel, good news—earn 5x miles on hotels and rental cars booked through Capital One Travel.
You can redeem miles for travel statement credits or transfer to an airline and hotel partner. The annual fee is $95.
Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card earns a one-time $200 cash bonus after spending $500 on purchases in the first 3 months from account opening. All card purchases earn an unlimited 1.5% back. However, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. There isn’t an annual fee or foreign transaction fee.
Learn more: Cash Back Credit Cards
Capital One Walmart Rewards Card
The information for the Capital One® Walmart Rewards® Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
You might be spending more money at your local Walmart than in previous years. If you foresee that habit continuing for the next year, consider the Capital One® Walmart Rewards® Card.
The signup bonus is 5% back at Walmart stores when you pay using the Walmart Pay digital wallet and link your Capital One Walmart Rewards Card.
The normal cash back rate is 2% back for in-store purchases (and on restaurants and travel) and 5% back on Walmart.com orders including pickup and delivery. Cardholders earn 1% back everywhere else Mastercard is accepted.
This card doesn’t have an annual fee.
Summary of Chase and Capital One Credit Card Offers
The travel credit cards from Chase and Capital One have the most valuable signup bonus offers. The spending requirements can be easy to reach and you can enjoy ongoing benefits at the same time. A cash rewards card can be a good alternative if you have a small budget or want to earn an easy bonus.
FAQs
Which is a better credit card? Chase or Capital One?
Chase tends to offer better credit cards for most travel rewards. The best Chase credit card might be the Chase Sapphire Preferred.
New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s $750 when redeemed through Chase Ultimate Rewards®. Member FDIC
The annual fee is $95 which is reasonable for many average travelers.
The Capital One Venture can be a better option when you want to earn flat rewards on all purchases. The standard purchase rate is 2x miles. You can redeem your miles for travel statement credits or transfer to an airline or hotel partner. The annual fee is $95.
You might also apply for the Capital One Venture first when you have opened at least 5 new credit cards in the most recent 24 months. The Chase 5/24 rule discourages churning Chase credit cards.
Related: Chase Sapphire Preferred vs Capital One Venture Review
Which is better? Chase Freedom Flex or Capital One Quicksilver?
The Chase Freedom Flex can be the better option when your normal spending in the purchase rewards bonus categories. You earn up to 5% back on the first $1,500 in quarterly bonus categories (once activated) and travel you book using the Chase Ultimate Rewards travel portal. Dining and drugstore purchases earn 3% back. You can redeem your points for award travel, cash back, and gift cards.
There is no annual fee but you pay 3% on foreign transactions.
The Capital One Quicksilver earns 1.5% back on all purchases. This card can be a better option if you want a simple method of earning rewards or your spending habits don’t match the Freedom Flex bonus categories. The signup bonus is $150 bonus cash by spending $500 in the first 3 months. There is no annual fee or foreign transaction fee.
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