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September is always an exciting time for Apple and tech fans since this is the month new products are usually announced. If you’re going to be the first of your friends to buy the latest iPhone 15 Pro, what credit card will you use? What are the best credit cards for the Apple iPhone? There’s no doubt that this is a large investment. But with the right credit card, you will earn bonus points and enjoy free cell phone protection.

Johnny uses his phone in the park.

The Best Credit Card for Apple iPhone Purchases for Business Owners

Maybe you need to upgrade your business phone. If so, buy your new Apple iPhone with the Chase Ink Business Preferred® Credit Card.

Signup Bonus

Business credit cards usually have higher signup bonus spending requirements than personal credit cards. Having to spend at least $5,000 in the first three months might not be difficult, but it isn’t a cakewalk either. Buying a new Apple iPhone is an easy purchase that can rake up costs, especially if you are looking to get a Pro or Max version with the most space.

Plus, the Ink Business Preferred® Credit Card has one of the most valuable signup bonuses for any credit card.

New Ink Business Preferred® Credit Card cardholders can earn 90,000 bonus points after spending $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase Travel.

It doesn’t matter if it’s air travel, hotel nights, guided tours, or a cruise. You get a 25% redemption bonus on all award travel redemptions.

There are also the 1:1 point transfers to your favorite airline and hotel programs. The Chase Ink Business Preferred Credit Card is a good choice due to all of the perks.

Free Cell Phone Protection

You get up to $600 in cell phone protection benefits. The deductible is $100. Plus, you can make up to three claims every 12 months. If you have multiple employees with company phones, this benefit can save you some cash.

To qualify, you must pay your cell phone bill with the Ink Business Preferred.

Earn 3x Points on Business Purchases

You will also earn 3x Chase Ultimate Rewards points for the following business purchases:

  • Travel
  • Shipping Purchases
  • Internet, Phone, and Cable
  • Advertising on Social Media and Search Engines

Your purchases earn 3 points per $1 on the first $150,000 in combined spending each anniversary year. All remaining purchases earn an unlimited 1 point per $1 spent.

Redeeming Your Chase Ultimate Rewards

The Ink Business Preferred® Credit Card is an excellent credit card in many regards but mainly because of the flexibility to earn and redeem your rewards points. It also helps that Chase Ultimate Rewards points are some of the most valuable credit card points.

They are worth at least one cent each with any redemption option. But, they are worth at least 1.25 cents each for travel redemptions. The 25% redemption bonus applies to any travel redemption on the Chase travel portal.

But, you can find more value by transferring them on a 1:1 basis to an airline or hotel travel partner. With airlines specifically, each point can be worth at least two cents each! That’s double the standard value of most credit card points!

There are Chase travel partners, but some of the most popular options include:

  • JetBlue
  • Southwest Airlines
  • United
  • British Airways Avios
  • World of Hyatt

You can book an award flight to any corner of the world with your rewards points.

The Best Credit Card for Apple iPhone Purchases for Consumers

When you get the new iPhone, you might want to consider using the Wells Fargo Autograph℠ Card. This is a $0 annual fee travel rewards credit card. It also has some nice cell phone protection benefits.

Your phone costs as much as a good weekend trip. If you buy travel insurance, why not protect your smartphone too?

Learn more: Rewards Credit Cards

Free Cell Phone Protection

When you pay your monthly bill with the Wells Fargo Autograph℠ Card, you get free cell phone protection. This saves you the cost of buying AppleCare or a similar cell phone insurance plan.

Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

Although you won’t recoup the entire purchase price of your phone, you get more back than other credit cards.

Get a Signup Bonus

New Wells Fargo Autograph℠ Card cardholders can earn a 20,000-point signup bonus after spending $1,000 in the first 3 months.

Learn more: Rewards Credit Cards

Earn 3x Points on Many Bonus Categories

You get 3x points on the following purchases:

  • Restaurants
  • Travel
  • Gas Stations
  • Transit
  • Popular streaming services
  • Phone plans

These categories cover your most common monthly purchases (this is also one of the best credit cards for streaming services).

Learn more: Rewards Credit Cards

Summary of Best Credit Cards for Apple iPhone Purchases

Buying the new iPhone is the perfect opportunity to earn a new signup bonus. When you pick a card with free cell phone protection, you also get free peace of mind. It’s not every day you make a large purchase on items such as the new Apple iPhone, so maximize your spending when you have the chance.

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