The Best Credit Cards To Pay For Streaming Services in 2023

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Like most households, you probably find yourself subscribing to at least one popular streaming service. Whether it’s Netflix, Hulu, Spotify Premium, Disney+, or another popular streaming subscription, did you know that you could be earning bonus points/miles on these recurring monthly purchases? Using one of the best credit cards for streaming services lets you earn more rewards!

Even better, many of these options don’t charge an annual fee. They also may earn rewards on everyday spending, so you can keep earning on things like food, gas, and grocery purchases. Here are some worthy options to consider.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Best Credit Cards for Streaming Services in 2023

Here is a quick preview of the best credit cards for streaming services:

• The Blue Cash Preferred® Card from American Express: Learn more: Cash Back Credit Cards
• Chase Sapphire Preferred® Card – 60k Bonus
• The Platinum Card® from American Express
• Amazon Prime Rewards Visa Signature Card
• Journey Student Rewards from Capital One
• U.S. Bank Altitude® Go Visa Signature® Card
• U.S. Bank Altitude® Connect Visa Signature® Card
• The Wells Fargo Propel American Express® Card

The Blue Cash Preferred Card from American Express

The Blue Cash Preferred® Card from American Express earns 6% cash back on select U.S. streaming subscriptions. It also earns 6% cash back at U.S. supermarkets, up to $6,000 per year in purchases (then 1% thereafter). So, if you like to make dinner and watch a movie, this card can earn more rewards for your purchases.

Additionally, cardholders can earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses, and more). All other purchases earn 1% cash back.

Note that cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

This is also one of the best credit cards for groceries.

Cardholders can also enjoy $7/month back in the form of a statement credit after spending $12.99 or more each month on an eligible The Disney Bundle package (which includes Disney+, Hulu, and ESPN+) subscription with the Blue Cash Preferred Card. Enrollment required.

The welcome bonus is the ability to earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. There is a $0 intro annual fee for the first year, then $95 (See Rates & Fees). 

Learn more: Cash Back Credit Cards

Bonus Option: The Blue Cash Everyday Card from American Express

Another worthy option is the Blue Cash Everyday® Card from American Express. While it doesn’t earn extra rewards on streaming services, it does come with a benefit for getting The Disney Bundle. Cardholders can get $7 back each month after using their Blue Cash Everyday® Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.

It earns the following purchase rewards:

• 3% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%)
• 3% cash back at U.S. gas stations (up to $6,000 per year in purchases, then 1%)
• Plus, 3% cash back on U.S. online retail purchases (up to $6,000 per year in purchases, then 1%)
• 1% cash back on general purchases

Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.

The Blue Cash Everyday® Card from American Express welcome bonus is the ability to earn a $200 statement credit after spending $2,000 in purchases on your new Card within the first 6 months.

The annual fee is $0 (See Rates & Fees).

Chase Sapphire Preferred Card

The Chase Sapphire Preferred® Card is one of the top travel credit cards and has recently been upgraded to include more rewards earning categories and perks for cardholders.

One reward is the ability to earn 3x points on select streaming services. This bonus reward category helps make this travel card one of the best credit cards for streaming services.

The Chase Sapphire Preferred earns unlimited:

• 5x points on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit)
• 3x points on dining (including eligible delivery services, takeout, and dining out)
• 3x points on online grocery purchases (excluding Target®, Walmart®, and wholesale clubs)
• Also 3x points on select streaming services
• 2x points on all other travel purchases
• 1x point per $1 spent on all non-bonus purchases 

There is a $50 annual Ultimate Rewards Hotel Credit. It comes in the form of a statement credit that will automatically be applied to your account when your card is used for hotel accommodation purchases made through the Ultimate Rewards program, up to an annual maximum accumulation of $50.

Plus, on each account anniversary, you’ll earn bonus points equal to 10% of your total purchases made the previous year. So, if you spend $25,000 on purchases, you’ll get 2,500 bonus points.

Chase Sapphire Preferred Streaming Services

Cardholders can earn 3x points on select streaming services, including:

• Disney+
• Hulu
• ESPN+
• Netflix
• Sling
• Vudu
• Fubo TV
• Apple Music
• SiriusXM
• Pandora
• Spotify
• YouTube TV

To earn the points, be sure to pay with your Sapphire Preferred Card. This is one of the latest perks cardholders can enjoy. The annual fee is $95, but there are no foreign transaction fees.

The Sapphire Preferred is ranked as one of the best travel credit cards you can have thanks to the major Chase travel partners, the 25% more value points have (when used in the Ultimate Rewards portal), and the 1:1 point transferability. To get more details about this fantastic card, visit our Chase Sapphire Preferred review.

The Platinum Card from American Express

The Platinum Card® from American Express revamped some of their cards a while back, adding more perks and benefits to this premium travel card. One of those added perks is a digital entertainment credit.

Cardholders can get up to $20 in statement credits each month when they pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, The New York Times, and other participating providers. Enrollment required.

In addition to enjoying TSA PreCheck or Global Entry access, cardholders can also enjoy CLEAR perks. Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Card.

Another exciting benefit is the ability for cardholders to get up to $300 back each year on an Equinox+ subscription or any Equinox club membership when they pay with their Platinum Card. Enrollment required. Learn more.

Plus, get a $155 Walmart+ credit, which covers the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. The cost includes $12.95 plus applicable local sales tax.

Cardholders can get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when they pay with your Platinum Card®.

Also, select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card.

Get the full details and learn more in our in-depth The Platinum Card from American Express review.

The annual fee is $695 (See Rates & Fees) but can be offset with the perks, which are valued at over $1,400. 

Welcome Bonus Offer

New The Platinum Card® from American Express cardmembers can earn 80,000 Membership Rewards® points after spending $6,000 on purchases on their new Card in the first 6 months of Card Membership. 

Learn more: Johnny Jet Recommended Credit Cards

Amazon Prime Rewards Visa Signature Card

The information for the Amazon Prime Rewards Visa Signature Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

One of the best credit cards for streaming services that can also be helpful for online purchases is the Amazon Prime Rewards Visa Signature Card. It can be your best option for Amazon rewards or cash rewards. But you must be an Amazon Prime member to qualify for this card (being an Amazon Prime member also allows you access to the Amazon Prime Video streaming service).

Prime members get 5% back on Amazon.com purchases (including Prime Video purchases and rentals) and Whole Foods purchases. Gas stations, restaurants, and drugstores get 2% back. Everything else earns 1% back.

This metal credit card doesn’t have an annual fee. You can also get a $70 Amazon gift card upon application approval.

Related: Best Credit Cards for Amazon Purchases

Journey Student Rewards from Capital One

If you are a student, the Journey Student Rewards from Capital One can help you build your credit. This card comes with the ability to earn 1% cash back on all your purchases. However, if you pay on time, you can boost your cash back to a total of 1.25% for that month. Cardholders can be automatically considered for a higher credit line in as little as 6 months.

Additionally, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply).

The intro bonus for this card is the ability to earn $5 per month for 12 months on select eligible streaming subscriptions when you pay on time (terms apply). There are no annual fees or foreign transaction fees either.

Learn more: Student Credit Cards

U.S. Bank Altitude Go Visa Signature Card

The U.S. Bank Altitude® Go Visa Signature® Card comes with the ability to earn:

• 4x points on dining, takeout, and restaurant delivery
• 2x points on streaming services, at grocery stores, grocery delivery, gas stations, and EV charging stations
• 1x point on all other eligible purchases

This is a great card for everyday spending, based on the rewards categories.

Additionally, cardholders can enjoy a $15 credit for annual streaming service purchases such as Netflix and Spotify®. A $15 annual credit can essentially be one free month of service, depending on the way the credit is applied. You’ll receive the $15 streaming service credit after 11 months of streaming service purchases.

New U.S. Bank Altitude® Go Visa Signature® Card cardholders can earn 20,000 bonus points by spending $1,000 on eligible purchases within the first 90 days of account opening, a $200 value when redeemed towards merchandise, gift cards, cash back, travel, and more.

This card has no annual fee (See Rates & Fees).

U.S. Bank Altitude Connect Visa Signature Card

The information for the U.S. Bank Altitude® Connect Visa Signature® Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Another U.S. Bank option that is also one of the best credit cards for streaming services is the U.S. Bank Altitude® Connect Visa Signature® Card. However, this card is geared toward consumers who also enjoy travel benefits. With this card, cardholders can earn:

• 5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
• 4x points on travel, gas stations, and EV charging stations
• 2x points at grocery stores, on grocery delivery, dining, and streaming services
• 1x point on all other eligible purchases

Additionally, cardholders can enjoy a $30 credit for annual streaming service purchases such as Netflix, Apple TV+, Spotify®, and more. You’ll receive a $30 streaming service credit after 11 months of streaming service purchases.

TSA PreCheck or a Global Entry fee credit are also included in this card’s perks. There are no foreign transaction fees on this contactless card.

Another perk of this card is the ability to pay over time. Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.

New cardholders can earn 50,000 bonus points after spending $2,000 in the first 120 days. The 50k bonus has a $500 value when redeemed towards merchandise, gift cards, cash back, travel, and more.

There is a $0 intro annual fee for the first year, and $95 per year thereafter (See Rates & Fees).

Bonus: U.S. Bank Cash+® Visa Signature® Card

The U.S. Bank Cash+® Visa Signature® Card is a no-annual-fee card (See Rates & Fees) that is one of several cards letting you earn up to 5% back on purchases. Cardholders earn:

• 5% cash back on the first $2,000 in combined eligible purchases each quarter on two categories they choose. Categories include:
  • Fast food
  • TV, internet, and streaming services
  • Cell phone providers
  • Home utilities
  • Department stores
  • Electronic stores
  • Sporting goods stores
  • Movie theaters
  • Gym/fitness centers
  • Furniture stores
  • Ground transportation
  • Select clothing stores
• 5% cash back on prepaid air, hotel, and car reservations booked directly in the Rewards Center
• 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants
• 1% cash back on all other eligible purchases

To earn cash back, choose and activate the categories. Then, earn cash back with every eligible purchase. Cardholders can redeem their cash back anytime online.

New U.S. Bank Cash+® Visa Signature® Card cardholders can earn a $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.

Get cash back as a statement credit, a rewards card, or directly deposited into their U.S. Bank checking or savings account. Read more in our U.S. Bank Cash Visa Signature Card review.

The Wells Fargo Propel American Express Card (Not currently open to new applicants)

The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.

The no annual fee Wells Fargo Propel American Express® Card earns 3x on popular streaming services. Cardholders earn 3x points automatically when making an eligible purchase on their card. This is a regular benefit of the Propel card, therefore earning 3x points doesn’t expire by a certain date.

You can keep your rewards from popular streaming services and a few other bonus categories. Plus, there isn’t a foreign transaction fee for when you travel abroad.

How to Get 3x Points on Popular Streaming Services

According to Wells Fargo, the Wells Fargo Propel American Express® Card offers 3x points on the following popular streaming services:

• Apple Music®, Apple News+, and Apple TV+
• Amazon Music Unlimited
• Audible
• ESPN+
• Disney+
• fuboTV
• HBO Now
• Headspace, Inc.
• Hulu
• Kindle Unlimited
• Netflix
• NHL.TV
• Pandora®
• Prime Video
• Sirius XM Radio Inc.
• Spotify Premium

Each of these services costs approximately $10 a month, but you might pay between $14 and $20 to stream on multiple devices or access Ultra HD content. If you ditch your cable TV subscription, you can switch to the Hulu with Live TV plan, for instance, and earn triple points on the monthly charge!

Additional Ways You Can Earn 3x Bonus Points

Let’s face it, earning 3x bonus points on popular streaming services probably isn’t enough incentive to switch your spending to a new credit card. Streaming may be part of your daily routine, but it’s probably not one of your largest monthly spending categories.

In addition to being one of the best credit cards for streaming services, the Wells Fargo Propel also earns 3x points for these purchases too:

• Restaurants (including takeout)
• Rideshares and Transit
• Gas
• Flights
• Hotels and Homestays
• Car Rentals

It’s possible to earn bonus points every day you use the Propel for your daily routine and when you travel. Being able to earn 3x rewards points on virtually any travel or dining purchase offers a higher payout than many flexible travel rewards cards that charge an annual fee.

It doesn’t matter which airline you fly or hotel you stay at, you earn 3 points for every $1 spent.

In addition to offering 3x bonus points on multiple categories, the Wells Fargo Propel American Express® Card never charges an annual fee.

Related: Best No Annual Fee Credit Cards

Redeeming Your Wells Fargo Points

All the rewards points you earn with the Wells Fargo Propel are Go Far Rewards points. They can be redeemed for the following redemptions:

• Travel
• Cash statement credit
• Gift cards

Your points are worth 1 cent each, but they can be worth 1.5 cents each when you redeem them for air travel. For example, the same 10,000 points with your Propel Card can purchase a $150 flight compared to another credit card that might only purchase a $100 flight with the same balance.

Wells Fargo also gives the option of paying with points and cash for your award travel, in case you want to save a few points for your next flight.

If you spend at least $50,000 annually on card purchases, your points can be worth 1.75 cents for award flights.

When you prefer cash rewards, you can request credit online or by phone. Another option is to withdraw cash from a Wells Fargo ATM for when you need cash on the spot.

As always, your points never expire as long as you own the Wells Fargo Propel American Express® Card.

Additional Wells Fargo Propel American Express® Card Benefits

Even though the 3x bonus points on popular streaming services, dining, and traveling are the main reason to consider the Propel, you can also enjoy the following additional card benefits. You will find a selection of purchase and travel protection benefits that can save you money when life decides to throw a curveball.

Oh, and the Propel is also a Wells Fargo metal credit card. So, on top of being one of the best credit cards for streaming services, you can also enjoy the following benefits.

Cell Phone Protection

When you pay your monthly cell phone bill with the Propel, you get up to $600 protection. Not only do you earn bonus points on your popular streaming service plans, but Wells Fargo can also help replace your streaming device if it’s damaged or stolen. All you need to pay is a $25 deductible. Your cell phone bill will also earn 1 point per $1 spent each month too.

It’s worth mentioning that the Chase Freedom Flex℠ also comes with cell phone protection. This World Elite Mastercard comes with up to $1,000 per year of cell phone protection. First, you will need to pay your monthly cell phone bill with the Chase Freedom Flex. Then, you’ll get up to $1,000 in yearly coverage benefits. Mastercard lets you make up to two claims per year ($800 max per claim) if your phone is stolen or needs certain repairs. There is a $50 deductible per claim.

Retail Protection

If you buy something and it’s damaged or stolen with the first 90 days, you can be reimbursed for the entire purchase amount.

Extended Warranty Protection

You can also double the manufacturer’s original warranty when it’s one year or shorter.

Travel Protection Benefits

The Wells Fargo Propel American Express® Card also offers these additional travel protection benefits that offer peace of mind too:

• Lost luggage reimbursement
• Secondary auto rental collision damage waiver protection
• Roadside assistance
• 24/7 travel and emergency assistance
• Emergency cash advances

These benefits can save you hundreds of dollars when you encounter unexpected expenses.

Summary

Having one of the best credit cards for streaming services can help you maximize your purchases. As you can see, some cards earn more rewards while others come with credits that can help offset any fees. Even better, some no annual fee cards come with streaming services perks, making them an easy companion to have in your wallet.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of The Blue Cash Preferred® Card from American Express, please click here.

And for rates and fees of the Blue Cash Everyday® Card from American Express, please click here.