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It’s not every day that you see a $3000 bonus from Chase. As a result, it’s worth pausing and learning about the bank signup bonus and see if you can qualify. This is an excellent offer if you want a high-end Chase banking account.

Cavallo Point Lodge Sausalito San Francisco (Aug 2023). Credit: Johnny Jet

Getting the $3000 Bonus from Chase

You can earn up to $3,000 in bonus cash by opening a Chase Private Client account and making qualifying deposits. This is a premium banking account aiming to serve customers with a high net worth, so it’s not the easiest offer to qualify for or maximize.

However, this is one of the most valuable Chase Private Client bonus offers ever, which makes it an excellent time to open an account when you can satisfy the deposit requirements.

New Chase Private Client customers can earn a $1,000, $2,000, or $3,000 bonus based on the deposit amount:

  • $1,000 bonus: $150,000 to $249,999 in deposits
  • $2,000 bonus: $250,000 to $499,999 in deposits
  • $3,000 bonus: $500,000 or more in deposits

If you want personalized banking benefits from Chase and have a large cash balance that needs to be put to work, here is an excellent opportunity.

Here are the steps to earning a bonus:

  1. Open or upgrade to a new Chase Private Client account
  2. Deposit new funds within 45 days of coupon enrollment
  3. Maintain your new money balance for 90 days from enrollment
  4. Receive bonus within 40 days after the evaluation period ends

Offer expires 07/24/2024.

Related: Is Chase Private Client Worth It? Our Review

Eligible Account Deposits

Depositing at least $150,000 within a short period can be a struggle for some. Thankfully, you can deposit new money into several banking and brokerage accounts:

So, you can deposit new checking, savings, or brokerage securities within the first 45 days to qualify. This flexibility makes it easier to achieve the deposit minimums while having more flexibility with how you allocate your cash reserves.

Further, you can earn one Chase Private Client Checking new money bonus or savings promotional rate offer in a 12-month period from the last bonus coupon enrollment date. This can be part of some of the best Chase Checking and Banking accounts.

Chase Private Client Requirements

The general public can open a Chase Private Client account by meeting with a banker at a local Chase branch. You can request a $3,000 bonus offer coupon code online to start the enrollment process.

It’s best to consider opening this account when you can maintain a minimum $150,000 daily balance or link a Chase Platinum Business Checking account. Either action waives the $35 monthly service fee.

You might want to review the Chase Private Client vs Sapphire Banking for further reading.

What is the Chase Private Client Bonus for 2024?

Eligible Chase Private Client customers can earn a $3,000 bonus by depositing at least $500,000 within the first 45 days and maintaining that balance for 90 days from coupon enrollment. A $1,000 and $2,000 bonus tier are also available for smaller deposit amounts.

Offer expires 07/24/2024.

Is the $3000 Bonus from Chase Worth It?

The $3,000 Chase Private Client checking bonus is one of the best checking account bonuses you will ever earn at once. If you have sufficient cash reserves and are a loyal Chase Bank customer, opening or upgrading to this account is an easy way to scoop up more rewards while expanding your banking relationship.

You may also want to ensure you can continually waive the $35 monthly fee. Be sure you’ll use the Private Client exclusive benefits such as no ATM fees worldwide, interest rate discounts, or free wire transfers.

Additionally, don’t forget that bank account signup bonuses are taxable and reported on IRS Form 1099-INT. You may need to time your bonus for another calendar year for tax planning purposes. This is a small frustration as credit card bonus offers are non-taxable.

Alternatives to the Chase Private Client $3,000 Bonus

This $3000 bonus from Chase isn’t for everybody. Fortunately, there are other valuable offers to consider instead that are easier to earn.

Chase Business Complete Banking

Do you run a business? If so, Chase Business Complete Banking® yields a $300 bonus with qualifying activities.

Earn $300 when you when you open a new Chase Business Complete Checking® account. For new Chase Business Complete Banking® customers with qualifying activities.

Among other ways, maintaining a $2,000 balance also waives the $15 monthly service fee. Another route is linking a Chase Private Client or another qualifying account.

Chase Sapphire Reserve

The Chase Sapphire Reserve® is a premium travel credit card that offers luxury perks that can complement a Private Client checking account for big spenders and frequent travelers. Its signup bonus is easy to earn: New Chase Sapphire Reserve® cardholders can earn 75,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s $1,125 toward travel when redeemed through Chase Travel.

You can also enjoy the Chase 1:1 airline and hotel transfer partners.

The annual fee is $550 for the primary card plus $75 per authorized user. There is no foreign transaction fee. Other notable benefits include an annual $300 travel credit, a 50% point redemption bonus for award travel bookings, and airport lounge access.


In conclusion, this $3000 bonus from Chase is intended for high earners and Chase Bank customers who perform large transactions or who can benefit from fee waivers for optional services. If you’re ready to deposit at least $150,000, you can earn at least $1,000 with a Chase Private Client account.

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