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Now that life is mostly back to the pre-pandemic norm for many households, Chase is reducing the popular Chase Pay Yourself Back redemption bonus. This tool has made it possible to make Chase Ultimate Rewards® redemptions worth up to 50% more on non-travel purchases.

The Chase Pay Yourself Back feature isn’t going away yet, but the reduced redemption bonus provides fewer incentives to continue using this tool. As a result, travel redemptions are the most valuable booking in most instances as the remaining redemption values are similar to getting cash back.

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