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Are you in the market for a 100,000 miles credit card offer but want to know how much it’s worth before going through the effort? The 100k signup/welcome bonuses tend to be some of the most valuable, but the base value can differ by rewards program, so it pays to compare your best options. Let’s compare how much a 100k card offer is worth.
How Much Is a 100k Card Offer Worth?
Most travel miles are worth 1 cent, making 100,000 miles worth $1,000 in award travel. Typically, award flights have better redemption values than hotel nights, so you may decide to concentrate on airline miles credit cards first.
Unfortunately, most hotel points tend to be worth less than 1 cent so 100,000 points might actually be worth closer to $700, or even as little as $500. On the other hand, select rewards programs to provide bonuses above 1 cent so you can effortlessly get more mileage.
How Much Are 100,000 Ultimate Rewards Worth?
You’ve likely heard of the Chase program, given it has some of the top travel cards. So, how much is a 100k card offer worth at Chase? At a minimum, 100,000 Chase Ultimate Rewards® are worth $1,000 in cash back or gift cards. Several cards offer a travel redemption bonus that can make the balance worth as much as $1,250.
There are two Chase business credit cards with $1,000 signup bonuses.
Ink Business Preferred Credit Card
The Ink Business Preferred® Credit Card offers 100,000 bonus Chase Ultimate Rewards points worth $1,000 in cash back and gift cards. However, business travelers can enjoy a higher bonus value.
As the Ink Business Preferred has a 25% travel redemption bonus, the entire balance is worth $1,250 when booking award travel directly through the Chase Ultimate Rewards travel portal. You may also be able to squeeze out more value with the 1:1 point transfer partners by booking directly with your preferred airline or hotel loyalty program.
This is one of the most valuable business credit card offers thanks to the redemption bonus. Additionally, the card’s annual fee is a reasonable $95 plus additional employee cards are free.
As this card is for small businesses, the spending requirement is higher than for personal credit cards. Therefore, you must spend $15,000 during the first 3 months.
Related: How Hard Is It To Get the Chase Ink Business Preferred?
Ink Business Premier
The Ink Business Premier℠ Credit Card earns $1,000 cash back (100,000 points) after $10,000 in purchases during the first 3 months. Technically, this is a cash rewards business credit card, so it doesn’t offer a travel redemption bonus like the Ink Preferred does.
Each point is worth 1 cent for cash rewards, travel, or gift cards.
This card earns up to 2.5% back on purchases and has a $195 annual fee.
Learn More: Ink Business Premier Credit Card From Chase Review
How Much Are 100,000 American Express Points Worth?
American Express Membership Rewards® are worth 1 cent for award flights and select gift cards. However, your points are worth less than a penny for most other redemptions and should be avoided to maximize the value of 100,000 Membership Rewards. So, how much is a 100k card offer worth at American Express?
American Express Business Platinum ($1,200+)
The Business Platinum® Card from American Express is currently offering 120,000 bonus Membership Rewards after spending $15,000 in the first 3 months. This bonus can be worth more than 1 cent as you can get up to 35% points back on flight redemptions.
This card is loaded with travel benefits including airport lounge access, up to $200 airline fee credit, and business software statement credits. Its annual fee is $695 (See Rates & Fees).
Related: How Hard Is It To Get The Amex Business Platinum Card?
The Platinum Card from American Express ($1,000+)
The standard bonus for the ultra-premium The Platinum Card® from American Express is 80,000 Membership Rewards ($800 value) after spending $6,000 in the first 6 months.
However, you can be eligible for 100,000 points ($1,000 value) or a 150,000 points ($1,500 value) bonus through CardMatch™ which doesn’t hurt your credit score to prequalify. The introductory spending requirements are similar to the standard offer.
Related: How to Get the 100,000 or 150,000 Amex Platinum Offer!
How Much Are 100,000 Hilton Honors Points Worth?
Now, let’s see how much a 100k card offer is worth at several of the top hotel brands. Several of the Hilton Honors credit card offers are for at least 100,000 points. Hilton Honors points are worth around 0.5 cents, so a 100k Hilton bonus is worth $500.
Related: How Much Are Hilton Honors Points Worth?
These co-branded cards let you earn at least 100,000 bonus Hilton points:
- The Hilton Honors American Express Surpass® Card cardholders can earn 130,000 Hilton Honors Bonus Points and one Free Night Reward from Hilton Honors after spending $2,000 in purchases on the Card in the first 3 months of Card Membership.
- New Hilton Honors American Express Aspire Card cardholders can earn 150,000 Hilton Honors Bonus Points after they spend $4,000 in purchases on the Card within the first 3 months of Card Membership.
Learn more: Hotel Rewards Credit Cards
How Much Are 100,000 IHG Points Worth?
Like most hotel points, IHG points tend to be worth 0.5 cents on most stays. So, 100,000 IHG points are worth $500.
Thankfully, the IHG® Rewards Premier Credit Card is offering 140,000 bonus points to new card members after spending $3,000 during the first 3 months. The annual fee is $99.
New IHG® Rewards Premier Business Credit Card cardholders can earn 165,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
How Much Are 100,000 Marriott Bonvoy Points Worth?
Marriott Bonvoy points can be worth from 0.7 to 1 cent, so 100,000 Marriott rewards points are worth from $700 to $1,000 in hotel stays.
Related: Best Marriott Credit Cards
How Much Are 100,000 Avios Worth?
Avios are worth approximately 1 cent for economy flights and 2 cents for premium cabin seats (business and first class). The British Airways Visa Signature® Card can help you earn Avios (Aer Lingus and Iberia have similar offers if these Avios airlines are a better fit).
However, you are likely to encounter fuel surcharges that domestic airlines may not charge, so earning a smaller bonus from United Airlines, Delta Air Lines, or American Airlines can be a better move.
Summary of How Much 100,000 Miles Are Worth
In conclusion, there are 100k card offers worth their signup/welcome bonus requirements. There are several 100,000 points credit card offers to choose from to get at least $1,000 in cash or travel rewards. Award flights are consistently the most valuable redemption option, but many rewards programs have sweet spots.
Rates and fees of The Business Platinum Card® from American Express, please click here.