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There are a variety of ways that you can earn 100,000 Chase points, which can be worth at least $1,000 in travel or cash back. Consider these highest-earning activities first to earn the most Chase points for your spending.

Earn 100k bonus points after spending $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠.

If you’re not eligible for a business credit card you can $600 with Chase checking accounts and $700+ with the Chase Sapphire cards, or $900 with Chase checking and saving accounts. 

100k chase points
Sunset at Moon Palace Cancun. Credit: Johnny Jet

Most Valuable Chase Signup Bonuses to Help Get 100k Chase Points

Credit card signup bonuses are the easiest way to stack Chase points quickly when you can satisfy the introductory spending requirements. Just be sure to time your applications to stay below the Chase 5/24 threshold. Here are some of the best Chase bonus offers.

Chase Sapphire Preferred Card

New Chase Sapphire Preferred® Card cardholders can earn 75,000 bonus points after spending $4,000 on purchases in the first three months from account opening. That’s over $900 when redeemed through Chase Travel℠.

You can fill the points gap by earning up to 5 points per $1 on your regular spending.

Further, the Chase Sapphire Preferred is arguably the best Chase credit card for travel as it offers these valuable benefits with an affordable $95 annual fee:

  • Earn up to 5x Chase points on travel purchases
  • 10% points anniversary bonus (based on your spending for the past year)
  • Up to $50 in hotel credits through Chase Travel℠
  • 25% travel redemption bonus
  • 1:1 point transfers

Related: Chase Sapphire Preferred Card Review

Ink Business Preferred Credit Card

New Ink Business Preferred® Credit Card cardholders can earn 100k bonus points after spending $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠.

This card earns up to 3x points on select business categories and only has a $95 annual fee. The Ink Preferred is one of the best Chase business credit cards as it has a 25% travel redemption bonus and 1:1 point transfers.

Related: How Hard Is It To Get the Chase Ink Business Preferred?

Book Travel Through Chase

Booking award travel directly through Chase Travel℠ lets you earn 5 Chase points per $1 with most cards. One exception is the Chase Sapphire Reserve®, which earns 10x points.

You will earn bonus points on any travel purchase through the Chase booking site, including flights, hotels, car rentals, and experiences. In comparison, competing cards may only offer bonus rewards on hotels and car rentals.

Typically, you will only earn from 1 to 3 points (depending on the card) when booking travel directly through the travel provider or a third-party booking site.

Additionally, Lyft purchases can earn up to 10x points through March 2025, similar to booking trips through Chase. Each card also has different bonus categories. Using the card that earns the most for your spending habits can help you easily earn the most points daily.

New Chase Sapphire Reserve® cardholders can earn 75,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s $1,125 toward travel when redeemed through Chase Travel.

Related: 5 Times It Pays To Check The Chase Portal

Add an Authorized User

Another way to get 100k Chase points is by adding an authorized user, which is free for the various credit cards that earn Chase points. The lone exception is the Chase Sapphire Reserve with a $75 annual fee per additional card.

The purchases from your secondary users will help you earn more points each statement cycle. It’s also an easy way for this person to access a particular card brand when they may not be eligible to apply momentarily or don’t want to undergo a hard credit check.

Summary of How Much Is 100,000 Chase Points Worth

Earning at least 100k Chase points is a laudable goal as Chase points are one of the most valuable credit card points for travel or cash back. 100,000 Chase points are easily worth over $1,000 in value, and even more, if you transfer them out to an airline or hotel partner. Like most rewards programs, signup bonuses provide the most bang for the buck. After that, aligning your spending habits with a card that offers the most points per dollar is your next-best earnings strategy.

Earn 100k bonus points after spending $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠.

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