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Many travelers relish having The Platinum Card® from American Express for its many air travel perks, including airport lounge access and an up to $200 annual airline fee credit. This card also comes with several luxury travel benefits you can enjoy at your destination, such as up to $200 annual hotel credit. Here are some things to know about this Amex Platinum hotel credit.

Learn more: The Platinum Card® from American Express

Philadelphia Airport Marriott. Credit: Johnny Jet

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more.

What is the Amex Platinum Hotel Credit?

Cardmembers can receive up to $200 in annual statement credits on prepaid hotel stays within these portfolios:

  • Fine Hotels + Resorts®
  • The Hotel Collection bookings made through American Express Travel

The Hotel Collection bookings require a minimum 2-night stay. When booking your reservation through either network, you must hit the “Pay Now” button instead of paying later to receive the statement credits.

You can book your hotel stay here and automatically receive a reimbursement. You don’t have to enroll in the special offer first.

Related: Review: How Hard Is It To Get The American Express Platinum Card?

Unfortunately, the Amex Platinum has a high annual fee of $695 (See Rates & Fees). However, this can be offset by the perks, which are valued at $1,400!

Must Process Bookings by December 31

While some credit card benefits expire at the card renewal date, the up to $200 hotel credit expires at the end of the calendar year. Qualifying bookings must process before 11:59 p.m. central standard time (CST) on December 31 to receive reimbursement.

You can use the primary Amex Platinum credit card or a secondary Platinum Card (consumer version only).

It can take up to 90 days to receive reimbursement for the qualifying charges.

Fine Hotels + Resorts Benefits

American Express mentions that cardholders can enjoy $600 on average in complimentary on-property benefits during their stay:

  • Daily breakfast for two
  • $100 experience credit
  • Guaranteed 4 p.m. check-out
  • 12 p.m. check-in (when available)
  • Space-available room upgrades
  • Complimentary wi-fi

Related: The Best Travel Credit Cards

The Hotel Collection Benefits

When staying through The Hotel Collection from American Express Travel, these special on-site perks also apply:

  • $100 experience credit
  • Space-available room upgrades

Related: The Best Hotel Credit Cards


In conclusion, redeeming the up to $200 Amex Platinum hotel credit is easy as you have plenty of options and you get to enjoy a luxury property. Just be sure to pay for your stay before December 31 at a participating property. Plus, you can enjoy several on-site benefits too.

Learn more: The Platinum Card® from American Express

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For rates and fees of The Platinum Card® from American Express, please click here.

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