New Chase Business customers can earn up to $500 bonus cash or more by opening a qualifying account and completing qualifying activities. This is a valuable business checking account bonus that might be perfect for you. Here is how you can get a bonus on a Chase business account with Chase Complete Banking.
Getting a Bonus on a Chase Business Complete Account: Open a Chase Business Complete Banking Account
Earn up to $500 when you when you open a new Chase Business Complete Checking® account. For new Chase Business Complete Banking® customers with qualifying activities.
This is the bank’s entry-level business checking product.
Related: Finding The Best Chase Business Checking Account For You
Who Is Eligible to Get a Bonus on a Chase Business Account?
This bonus is available to first-time Chase business-checking customers. Returning customers can receive a new bonus checking offer every two years from the last enrollment date.
Certain exclusions apply to new and returning business customers. For example, non-profits, accounts closed within the past 90 days, or accounts closed due to a negative balance in the past 3 years are ineligible.
You will also need to provide these documents at account opening:
- Two forms of ID (1 must be government-issued)
- Tax identification number (Social Security, etc.)
- Business documentation (varies by state)
Additional documents may be necessary, depending on your state and business structure.
What is the Monthly Service Fee for Chase Business Complete banking?
Earning an up to $500 bonus can be an easy way to increase your account balance, but you don’t want to give that free money back by paying a $15 monthly service fee.
What is the minimum balance for Chase business checking? Note that $2,000 is the minimum balance, and as long as you have this balance in your Chase business account, the $15 fee will be waived. Thankfully, there are several other ways to waive this charge:
- $2,000 minimum daily balance
- $2,000 in net purchases on your Chase Ink Business Card(s)
- At least $2,000 in deposits from Chase QuickAccept® or other eligible Chase Payment Solutions transactions
- Link a Chase Private Client Checking℠ account
- Provide qualifying proof of military status
Related: The Best Business Checking Accounts for Use
Bonus: Chase Payment Solutions
Even better together. If you are also looking for payments processing to go along with your new business checking account, Chase Payment Solutions℠ has a limited-time bonus offer available to approved customers. Customers can get $100 off the purchase price of a Chase Point of Sale (POS)℠ Terminal through April 30, 2025. However, there is a limit of one Terminal offer per business relationship, regardless of the number of business locations. Use promo code CHASEPOS at checkout on the Chase Payment Solutions Equipment website powered by Maxwell.
A Chase Payment Solutions account includes flexible payment options, trusted security, and access to a Payments Advisor that provides support 24/7. Payments can be accepted in person, online, and over the phone. Additionally, your Chase business accounts can be managed from one place.
Over 5 million businesses trust and use Chase Payment Solutions℠.
Bonus: U.S. Bank Platinum Business Money Market Account
The U.S. Bank Platinum Business Money Market Account is another option worth considering. It comes with the ability to set aside excess cash from a checking account while getting paid the highest interest rate for your business. Additionally, you can link your savings to your U.S. Bank checking.
If you maintain a minimum balance of $10,000, you won’t have to pay the $15 monthly maintenance fee. You’ll also earn higher rates of interest the higher the balance. You will need a $100 minimum opening deposit.
Other features of the U.S. Bank Platinum Business Money Market Account include the following:
- ATM access
- Accrues interest daily and pays interest monthly
- FDIC Insurance up to $250,000
- Free U.S. Bank Internet Banking
Plus, your account can be linked to your U.S. Bank business checking account for overdraft protection.
Receive up to a 3.50% bonus interest rate
Receive a bonus interest rate up to 3.50% from the account opening date when you open a new U.S. Bank Platinum Business Money Market Account and complete qualifying activities, subject to certain terms and limitations. Member FDIC.
Standard variable interest rates are determined at the bank’s discretion and are subject to change at any time without notice. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information. The minimum deposit required to open a Platinum Business Money Market account is $100. $15 maintenance fee per statement cycle waived with $10,000 minimum daily balance.
The special interest rate is limited to Business Platinum Money Market account only. Open a new U.S. Bank Platinum Business Money Market Account and receive the special interest rate from the account opening date. Special interest rates may change at any time without notice.
The special interest rate will be 3.50% when your account balance tier is between $50,000 to $2,999,999.99.
The special interest rate does not apply for Platinum Business Money Market accounts with balances outside of the balance tier stated above. The full account balance will earn the standard variable interest rate in effect at that time until the account balance falls within the special rate balance tier.
Interest and Fee Information: You must maintain the minimum balance needed for each tier to earn the special interest rate. Interest will be compounded daily and credited to your account monthly at the end of the statement cycle. Fees could reduce earnings on the account. Other restrictions may apply.
Summary
In conclusion, a Chase business account can make it easy to access your business reserves and complete transactions locally or online. Timing your application to satisfy the deposit requirements and qualifying transactions can help you get additional upfront rewards from your banking activity. Additionally, getting a bonus on a Chase business account adds more power.
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