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The Capital One Venture and Spark family of cards are some of the best Capital One products, and they make it easy to redeem miles. Plus, they have a great list of hotel and airline transfer partners. So, it makes sense to see if there are any Capital One transfer bonuses to receive more loyalty miles.

But before we get into it, here are the top cards in the Venture and Spark Miles family:

Toronto YYZ to New York LGA (July 2023). Credit: Johnny Jet

Does Capital One Have Transfer Bonuses?

Yes, there are periodic bonuses when transferring Capital One miles to participating airlines and hotels. The Capital One transfer bonuses are usually 20% or 25% more miles, meaning you can get 1,200 miles (20% bonus) or 1,250 miles (25% bonus) when converting 1,000 Capital One miles.

Here is how to redeem Capital One Venture Miles for maximum value.

How Often Does Capital One Have Transfer Bonuses?

The credit card issuer usually offers 4 or 5 limited-time transfer bonuses each year. In 2021 and 2022, most of the transfer opportunities occurred during March and the summer months.

This credit card transfer program is relatively young (it only began in 2019) compared to more established mile transfer programs such as American Express Membership Rewards®, Chase Ultimate Rewards®, and Citi ThankYou. Therefore, there isn’t as long of a track record to estimate the frequency, but its transfer ratios and lineup are very competitive.

There may also be a bonus opportunity when Capital One adds a new transfer partner. This was the case when they added JetBlue in 2019. Unfortunately, JetBlue stopped being a Capital One transfer partner in October 2021.

Are There Any Capital One Transfer Bonuses Right Now?

There is one offer with Capital One that is available until the end of the month. Cardholders who transfer their Capital One Miles to Etihad Guest Miles can get up to a 40% bonus when transferring through their Capital One account. Here’s how:

  • 1,000 to 10,000 miles transferred earns a 20% bonus
  • 10,001 to 50,000 miles transferred earns a 30% bonus
  • 50,001 or more miles transferred earns a 40% bonus

This offer ends on March 31, 2024.

Are the Capital One Transfer Bonuses Worth It?

These bonuses are comparable with similar credit card points programs. However, they are usually restricted to international airlines as the Capital One transfer partners currently don’t include any domestic carriers.

While you must book partner flights through an international alliance partner like Avianca LifeMiles or FlyingBlue, using miles for international flights tends to have the highest redemption values. So, you can stretch your mileage a little further in addition to the limited-time transfer bonus.

Can You Transfer Capital One Miles to Delta?

No, Delta Air Lines isn’t a Capital One transfer partner, but you can redeem your Venture miles for Delta-operated flights at 1 cent each. One option is as a travel statement credit and using money to book your flight. Second, you can redeem miles through Capital One Travel.

Can Capital One Credit Cards Transfer Miles?

You can transfer miles with any card in the Venture or Spark Miles family. Your options are the following for each card lineup.

Capital One Venture Cards

Spark Miles for Business

Business travelers can also join the fun with the Spark Miles credit cards.

Like the personal Venture cards, the Spark 2x Miles and Venture X Business offer airport lounge benefits.

What is the Capital One Transfer Ratio for Bonuses?

The transfer ratio is 1:1.2 for 20% bonuses (1,000 Capital One miles becomes 1,200 airline or hotel miles) and 1:1.25 for 25% bonuses (1,000 Capital One miles becomes 1,250 travel miles). The typical transfer ratio for most programs is 1:1 (1,000 Capital One miles becomes 1,000 travel miles).

Having cards that transfer at 1:1 ratios without a bonus is why these are some of the best rewards credit cards.

Are There Capital One Hotel Transfer Bonuses?

Capital One has previously offered a 20% transfer bonus to its two hotel transfer partners. They are Accor Live Limitless and Wyndham Rewards.

Does It Cost Money to Transfer Capital One Miles?

It’s free to transfer Capital One Venture and Spark Miles to the airline and hotel partners. As the redemption value is 1 cent when redeeming miles directly through Capital One, you should compare the redemption value directly from the carrier to decide is the better value.

Do All Capital One Venture Credit Cards Transfer Miles?

Yes, all Capital One Venture family credit cards have full access to the Capital One airline and hotel transfer partners. This also includes the VentureOne Rewards credit card with no annual fee. All Venture family cards are eligible for the Capital One transfer bonuses, too.

It’s common for other credit card programs to have limited or no point transfer capabilities for their no-annual-fee cards.

Dig Deeper: Best No Annual Fee Travel Credit Cards

Do All Capital One Spark Business Credit Cards Transfer Miles?

Only the Spark Miles Select, Spark Miles, and Venture X Business credit cards offer point transfer capabilities and the corresponding transfer bonuses. None of the Spark Cash products support point transfers as you earn cash back instead of travel rewards.

When applying for a Capital One Spark Business Card, you must decide whether to earn miles or cash back. However, be aware that Capital One reports business credit activity to personal credit reports.

Final Thoughts on Transfer Bonuses for Capital One

In conclusion, you can anticipate a handful of Capital One transfer bonuses each year, but you will need to be patient as they only last for a month at a time. Additionally, they only apply for one airline partner instead of the entire transfer partner portfolio. As you can get more miles, it can be a valuable opportunity if that airline is flying to your desired destination.

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Johnny Jet has partnered with CardRatings for our coverage of credit card products. Johnny Jet and CardRatings may receive a commission from card issuers.

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