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If you are a business owner, you know how easily business purchases can add up. What if we told you there was a way to take advantage of those costs? Business spending can be one of the quickest ways to rack up miles, even when working from home. Whether you’re buying office supplies, using your card to pay for shipping purchases and internet services, or buying digital advertisements, you can earn bonus miles on most purchases. It can also make doing your taxes much easier when you can keep your business spending separate.
Top Deal: 100,000 Offer on theChase Ink Business Preferred® Credit Card
This is an exciting time to find the best business credit cards for airline miles because many of the cards listed below also have significant signup/welcome bonuses that can earn you plenty of rewards. Let’s take a look at what these cards have to offer.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Best Business Credit Cards For Airline Miles
- The Business Platinum Card® from American Express – Earn 120,000 Membership Rewards® welcome bonus points offer
- Ink Business Preferred® Credit Card – Earn 100,000 points
- Capital One Spark Miles for Business – Unlimited 2x miles
- American Express® Business Gold Card – 4x Membership Rewards® points on select categories, 25% back for flights
- Southwest® Rapid Rewards® Performance Business Credit Card – Earn 80,000 points
- The Blue Business® Plus Credit Card from American Express – 2x Membership Rewards® points on everyday business purchases, up to $50,000 annually
- United℠ Business Card – Earn 75,000 Bonus Miles
- CitiBusiness® / AAdvantage® Platinum Select® Mastercard® – Earn 65,000 miles
- Delta SkyMiles® Gold Business American Express Card – Earn 75,000 bonus miles
What To Know About The Best Business Cards for Airline Miles
Airline miles are usually the most valuable credit card rewards points you can redeem. This is especially true if you can transfer them directly to an airline and save them for business or first-class cabin tickets. Also, many of the cards listed are also some of the best credit cards for startups and are generally on some of the ‘best’ lists, including the best small business credit cards available.
Most of these cards offer point transfers and travel redemption bonuses. They also make it easy to earn bonus miles on common purchases and add extra value to the card.
The Business Platinum from American Express
The Business Platinum Card® from American Express is the quickest way to earn the most miles when buying airfare. You get 5x Membership Rewards® points on all flights and hotels you book on AmexTravel.com.
You get 35% of your redeemed points back (up to 500,000 points per year) when booking any flight on the airline of your choice or a premium cabin seat on most airlines. Your points might be worth more by transferring them to 1:1 Membership Rewards airline partners, including Delta, Emirates, British Airways, or Singapore Airlines.
Cardholders earn 1.5x points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
Plus, select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.
Additionally, unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting, and wireless with the Business Platinum Card.
Cardholders can get up to $189 back per year to enroll in CLEAR® membership when they use their Card to enroll. CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card®.
Also, get access to more than 1,400 airport lounges across 140 countries and counting with The American Express Global Lounge Collection®. You’ll have more lounge location options than any other credit card on the market (as of 9/2021).
Welcome Bonus Offer
Another reason this is one of the best business credit cards for airline miles is thanks to the welcome offer.
New The Business Platinum Card® from American Express cardholders have the opportunity to earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
The annual fee is $695 (See Rates & Fees).
Learn more about the welcome bonus as well as other card features in our in-depth Amex Business Platinum Card review.
Related: Is the Amex Platinum Card Worth the Annual Fee?
Ink Business Preferred Credit Card
The best Chase business credit card for airline miles is hands-down the Chase Ink Business Preferred® Credit Card. Why? For one, you earn 3x Ultimate Rewards on the first $150,000 in combined purchases annually for:
- Shipping purchases
- Internet, phone, and cable services
- Search engine and social media advertising
Your points are worth 1.25 cents each when booking any award travel on the Expedia-powered Chase Ultimate Rewards travel portal. Each point is only worth 1 cent each for cash rewards. You can also transfer your points to several Chase travel partners at a 1:1 ratio including United, Southwest, British Airways, Emirates, and World of Hyatt. This gives you more flexibility versus having limited options with a co-brand airline credit card (though, that may be better for you—keep reading to see how).
You can read more details in our in-depth Ink Business Preferred Credit Card review or you may even want to compare cards, like in this comparison of the American Express Business Platinum vs Chase Ink Business Preferred.
This card also has a massive signup bonus of 100,000 bonus Ultimate Rewards points worth $1,250 in award travel. The bonus is yours by spending $15,000 in the first 3 months.
The annual fee is $95 per year.
Related Article: Best Chase Checking and Banking Accounts
Capital One Spark Miles for Business
Earn unlimited 2x miles per $1 you spend with the Capital One Spark Miles for Business. Your miles are redeemable for travel statement credits, booking future travel, and transferring to Capital One travel partners. Also, Capital One has expanded its partner list and announced new airport lounges that give this card more value. Capital One also covers your Global Entry or TSA PreCheck application fee, with a credit of up to $100.
New cardholders can earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
The annual fee is $0 for the first year and then $95. Check out our Capital One Spark Business Cards review for more details as well as details on the other Spark cards.
Learn more: Business Credit Cards
American Express Business Gold Card
If you don’t need fringe travel benefits like airport lounge access the Amex Business Platinum offers, you can still earn up to 4x Membership Rewards® points with the American Express® Business Gold Card.
You earn 4x points on the 2 select categories where your business spent the most each month (the 4x points apply to the first $150,000 in combined purchases annually, all other purchases earn 1x per $1 spent)*. Your bonus category options include:
- Airfare purchased directly from airlines
- Gas stations (U.S. purchases)
- Shipping purchases (U.S. purchases)
- Restaurants (U.S. purchases)
- TV, radio, and online advertising (U.S. purchases)
- Computer hardware, software, and cloud solutions technology provider (U.S. purchases)
When booking award flights on AmexTravel.com, you can get 25% of your points back (up to 250,000 points per year)*. Or, you can transfer them to the 1:1 Membership Rewards airline partners with the American Express Business Gold.
American Express Business Gold cardholders also have access to a Pay Over Time Option that lets cardholders decide whether they want to pay for their eligible purchases in full each month or pay over time with interest (terms apply).
New American Express® Business Gold Card cardholders can earn 70,000 points after spending $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
The annual fee is $295 (See Rates & Fees). This can be a better option when you can’t maximize the Business Platinum benefits. Still, you can compare the Amex Business Gold vs Amex Business Platinum if you are still undecided.
This is one of the best American Express business cards.
Southwest Rapid Rewards Performance Business Credit Card
The Southwest® Rapid Rewards® Performance Business Credit Card is part of the best Southwest credit cards family. This card is great if you fly Southwest often as you get 365 in-flight WiFi credits each year, up to four Upgraded Bookings, and a Global Entry or TSA PreCheck application fee credit.
The Southwest® Rapid Rewards® Performance Business Credit Card earns:
- 4x points on Southwest® purchases
- 3x points on Rapid Rewards® hotel and car partners
- 2x points on rideshares
- 2x points on social media and search engine advertising, internet, cable, and phone services
- 1x points on all other purchases
Cardholders also get unlimited tier qualifying points (TQPs) that can be earned toward A-List status. There is also a $500 annual fee credit for Rapid Rewards points transfers.
New card members can earn 80,000 bonus points after spending $5,000 on purchases in the first 3 months of account opening.
Any bonus offer points, anniversary points, and purchase rewards count toward the 135,000 required points to get the Southwest Companion Pass®.
The annual fee is $199 but the ongoing card benefits and the 9,000-anniversary points can be well worth the fee. This is one of the best Southwest business credit cards.
The Blue Business Plus Credit Card from American Express
Not all of the best business credit cards for airline miles have an annual fee. The Blue Business® Plus Credit Card from American Express has no annual fee (See Rates & Fees) and earns 2x Membership Rewards® points on the first $50,000 in annual everyday business purchases (1x point per $1 thereafter). When your other Amex business credit cards only earn 1x point per $1, use the Blue Business Plus instead.
Cardholders can also enjoy more flexibility to use their card for more purchases and rewards when buying above their credit limit. The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.
New The Blue Business® Plus Credit Card from American Express cardholders can earn 15,000 Membership Rewards® points after spending $3,000 in eligible purchases on the Card within their first 3 months of Card Membership.
With The Amex Blue Business Plus, your points are worth 1 cent each when booking award flights through AmexTravel. You can also transfer your points on a 1:1 basis to the Membership Rewards transfer partners.
Check out the other best business credit cards with no annual fee for more examples.
United Business Card
United℠ Business Card cardholders earn 2x miles per $1 spent on United® purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting. Earn 1x mile per $1 spent on all other purchases.
New United℠ Business Card cardholders can earn 75,000 bonus miles after spending $5,000 on purchases in the first 3 months their account is open. Plus, enjoy a $0 introductory annual fee for the first year, then $99.
Additionally, get a $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
Other United travel benefits this card offers include:
- The first checked bag is free for you and one companion
- Priority boarding
- Premier upgrades for MileagePlus Premier members (when available)
- 2 United Club one-time passes per year
Also, cardholders can receive a 5,000-mile “better together” bonus each anniversary when they have both the United℠ Business Card and a personal Chase United® credit card.
As you can see, there are several annual benefits that can be beneficial to United flyers (it is one of the best United credit cards). The benefits can easily offset the annual fee. Award flights start at 12,500 for domestic flights. There are no foreign transaction fees.
Related Article: The Best Credit Cards To Have With A 740 Credit Score
CitiBusiness / AAdvantage Platinum Select Mastercard
The information for the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
American Airlines also has a co-brand card with Citi bank. The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® comes with first checked bag free for you and up to four travel companions, priority boarding on AA flights, and 25% in-flight AA savings on Wi-Fi, food, and beverage purchases on AA flights when you use your card to pay.
This is one of the best Citi business cards and best business credit cards for American Airlines. Cardholders earn 2x miles on every $1 spent on:
- Cable and satellite providers
- Eligible American Airlines purchases
- Gas stations
- Select telecommunications merchants
- Car rentals
Cardholders also earn 1 mile for every $1 spent on other purchases. Additionally, you may earn an American Airlines Companion Certificate for domestic travel after $30,000 in purchases each cardmembership year and cardmembership is renewed. Fees apply.
Plus, earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
New CitiBusiness / AAdvantage Platinum Select Mastercard cardholders can earn 65,000 bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
The annual fee is $99, but it is waived in the first 12 months of the account opening. There are no foreign transaction fees.
Related Article: Is 7 Credit Cards Too Many? Here’s What the Average American Has
Delta SkyMiles Gold Business American Express Card
If you are loyal to Delta and Delta’s partners, the Delta SkyMiles® Gold Business American Express Card might work perfectly for you.
Cardholders can earn 2x miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, and on every eligible dollar spent at restaurants. Cardholders earn 1x mile on every eligible dollar spent on other purchases. There is no limit to how much you can earn.
Cardholders can also check or stow their bag with ease by getting their First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding.
Plus, there’s a limited-time offer! New Delta SkyMiles® Gold Business American Express Card cardholders can earn 75,000 Bonus Miles after spending $3,000 in purchases on their new Card in their first 3 months of Card Membership. This offer ends on 3/29/23.
Also, save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
Additionally, take $100 off your next Delta flight – after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
There is a $0 introductory annual fee for the first year, then $99 (See Rates & Fees). Terms and conditions apply.
It is one of the best Delta credit cards.
When you want to earn the most valuable credit rewards points, the best business credit cards for airline miles are a great starting point. These cards make it easy to redeem your points for more than 1 cent each, which is the average redemption value for credit card points. Being able to earn bonus points on multiple business purchases (not just travel purchases) is another reason to consider these cards.
- 7 Best Credit Cards for Shipping Purchases
- Best Airline Miles Credit Cards
- Best Metal Business Credit Cards To Earn Rewards & More
And For rates and fees of The Business Platinum Card® from American Express, please click here.
For rates and fees of the American Express® Business Gold Card, please click here.
And For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.
For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here.
- 1 Best Business Credit Cards For Airline Miles
- 2 The Business Platinum from American Express
- 3 Ink Business Preferred Credit Card
- 4 Capital One Spark Miles for Business
- 5 American Express Business Gold Card
- 6 Southwest Rapid Rewards Performance Business Credit Card
- 7 The Blue Business Plus Credit Card from American Express
- 8 United Business Card
- 9 CitiBusiness / AAdvantage Platinum Select Mastercard
- 10 Delta SkyMiles Gold Business American Express Card
- 11 Summary