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The Chase Ink Business credit cards are some of the best in the sector due to their generous benefits and the ability to earn Ultimate Rewards® points. Two Ink cards without an annual fee are offering a great signup bonus. Here’s what you should know about this Ink signup bonus.

Learn More: Ink Business Unlimited® Credit Card (Earns at least 1.5% back on all purchases)

Learn More: Ink Business Cash® Credit Card (Earns up to 5% back on purchases)

How to Get the Chase Ink Signup Bonus

After getting approved for the Ink Business Cash® Credit Card or the Ink Business Unlimited® Credit Card, you can try for the bonus.

New Ink Business Cash® Credit Card cardholders can earn a $750 bonus cash back after spending $6,000 on purchases in the first 3 months from account opening.

New Ink Business Unlimited® Credit Card cardholders can earn a $750 bonus cash back after spending $6,000 on purchases in the first 3 months from account opening. 

As neither card has an annual fee, you won’t be able to transfer your points to airlines or hotels unless you transfer your points to the Ink Business Preferred® Credit Card ($95/year) or a Chase Sapphire card.

Ink Business Cash vs. Unlimited

Both no-annual-fee Chase Ink Business credit cards have the same bonus offer and identical redemption options. However, choosing the better card depends on your spending habits and which card can earn more rewards.

Along with this fantastic Ink signup bonus, both cards are some of the best Chase business credit cards.

Neither card has an annual fee but both charge a 3% foreign transaction fee. Additional employee cards are free for both cards.

Ink Business Cash Categories

The Ink Business Cash® Credit Card earns 5%, 2%, or 1% back.

5% back on the first $25,000 in combined annual purchases for:

  • Office supply stores
  • Internet, cable, and phone services

2% back on the first $25,000 in combined annual purchases at:

  • Gas stations
  • Restaurants

Your remaining purchases earn 1% back. Read more in our Ink Business Cash Card review.

Ink Business Unlimited Benefits

The Ink Business Unlimited® Credit Card earns 1.5% back on purchases. This card is the better option when the majority of your spending doesn’t qualify for the Ink Cash bonus categories.

While flat-rate rewards are not as exciting as tiered purchase rewards, consider them from a different perspective. This card earns 50% more on base purchases than the Ink Business Cash.

You can read more in the Ink Business Unlimited Card review.

Applying for a Chase Ink No Annual Fee Card

We’ve talked about the Ink signup bonus. If you are planning on applying, you will need to earn business income to qualify for the Chase Ink Business credit cards. A good to excellent personal credit score from 670 to 850 is also necessary.

Additionally, the Chase 5/24 application guidelines apply to both products. Your application will most likely be declined if you have opened or been added as an authorized user to 5 or more credit cards within the most recent 24 months.

While you may not qualify if you have too many new credit accounts on your credit history and you undergo a personal hard credit check, Chase business cards don’t report to the personal bureaus (Experian, Equifax, and TransUnion). So, having this card may not impact your approval odds for other cards that may be offering the best credit card offers.

Read More: Here’s How to Check Your Chase Credit Card Application cash back opportunity. You will also be able to earn some of the most valuable credit card rewards for as long as you have the card.

More Info: Ink Business Unlimited® Credit Card (Earns at least 1.5% back on all purchases) and the Ink Business Cash® Credit Card (Earns up to 5% back on purchases)

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