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Now it’s easier than ever to receive the $750 bonus on the no-annual fee Chase Ink Cash. The Chase Ink Business Cash® Credit Card is a no-annual-fee business credit card that earns up to 5% on business purchases and offers flexible rewards for cash statement credits or gift cards.
New Ink Business Cash® Credit Card cardholders can earn up to a $750 bonus cash back! Earn $350 after spending $3,000 on purchases in the first three months from account opening. Then, earn an additional $400 after spending $6,000 on purchases in the first six months after account opening.
Also, a new deal with the Chase Ink Cash and Chase Business checking is to receive a 10% bonus at the end of your first year. You’ll need to have both the card and the checking account on your first anniversary after opening the credit card; if so, you’ll earn a 10% bonus on all of the cash back earned in the previous year.
Chase Ink Business Cash Card Review: Card Fees
- Annual Fee: $0
- Additional Employee Cards: $0
- Foreign Transaction Fee: 3%
Earn 5% Purchase Rewards
You will earn 5% cash back each account anniversary year on the first $25,000 in combined annual spending (then 1% back) in these select categories:
- Office supply stores
- Internet, Cable, and Phone Services
By maxing out the 5% rewards each year, you will receive $1,250 in cash back or gift cards. This could be the top Chase card for business if you can utilize the purchase rewards.
Earn 2% Purchase Rewards
You can also earn 2% cash back each account anniversary year on the first $25,000 in combined annual spending (then 1% back) for these categories:
- Gas stations
- Restaurants
All remaining purchases will earn an unlimited 1% back on all non-bonus spending. Every purchase over the $25,000 bonus cap for the 5% and 2% rewards also earns 1% cash back.
This is one of the best Chase business credit cards.
Valuable Redemption Options
Additionally, cardholders may redeem rewards for cash back, gift cards, travel, and more through Chase Travel℠. Fraud protection is also included with the card as well as zero fraud liability. Cardholders won’t be held responsible for unauthorized charges made with their card or with their account information.
Your Chase Ink Business Cash Credit Card rewards points are worth the same—1 cent each—for either redemption option, so you only need to choose to have a smaller statement now or use a gift card to spend less money later.
Another redemption is possible when you own qualifying Chase credit cards so you can “pool” your rewards points and redeem them through your Ink Business Preferred® Credit Card, Chase Sapphire Reserve®, or Chase Sapphire Preferred® account for award travel.
Then you will also be able to transfer your points out to your transfer partner. Each point will also be worth 25% by redeeming your points directly through Chase (when using an Ink Business Preferred or Chase Sapphire Preferred; worth 50% more when transferring to a Chase Sapphire Reserve card), or you can transfer them on a 1:1 basis to your airline or hotel loyalty account.
Related: Best Chase Credit Cards
How to Maximize Your Chase Ink Cash Rewards for Bonus Travel
The Ink Business Cash® Credit Card isn’t the only Chase business credit card. You might consider the Ink Business Preferred® Credit Card if you want to redeem your rewards points for reward travel (the Ink Business Cash only earns cash-back rewards).
However, if you own the Ink Business Preferred or a Chase Sapphire card product, your Chase credit card combo lets you pool your rewards points for award travel. By using your Ink Business Preferred or Chase Sapphire Preferred, your points are worth 1.25 cents each for award travel. Or, you can transfer them to any of the Ultimate Rewards partners on a 1:1 basis.
With the Chase Sapphire Reserve®, you can transfer your points on a 1:1 basis. Or, redeem them for 1.5 cents each using Chase Travel℠.
You can be an ideal candidate for the Chase Ink Cash if you’re looking at trying for a business credit card and don’t want to worry about an annual fee.
Additional Chase Business Ink Cash Perks
Additional employee cards cost $0, and they earn reward points too.
As a business credit card, the Ink Business Cash Card offers extra business credit card benefits. These can help you save money when you travel:
- Primary auto rental collision damage waiver
- Travel and emergency assistance services
- Avis Corporate Rewards membership (earn free rentals 2x sooner)
The Ink Cash offers additional purchase protection benefits for your non-travel spending, including:
- Up to $10,000 per claim for 120 days
- Extended warranty protection for up to one additional year
- Real-time fraud protection and monitoring
You will need to have good to excellent credit for the Ink Business Cash.
Earn The Ink Business Cash Bonus
Small business owners wanting a no-annual-fee business card might want to consider the Ink Business Cash® Credit Card.
New Ink Business Cash® Credit Card cardholders can earn up to a $750 bonus cash back! Earn $350 after spending $3,000 on purchases in the first three months from account opening. Then, earn an additional $400 after spending $6,000 on purchases in the first six months after account opening.
This is the highest-ever bonus offer for the Ink Business Cash® Credit Card. If you want to add a no-annual-fee business card to your wallet, now is your perfect opportunity.
You will never pay an annual fee with the Ink Cash. However, there is a 3% foreign transaction fee. You’ll need to use a different business rewards credit card for your purchases abroad if you want to avoid this fee.
Summary of Chase Ink Cash Review
If you need a $0 annual fee business credit card and can benefit from the 5% and 2% bonus categories, the Chase Ink Business Cash® Credit Card is a fine option. Although it isn’t necessarily a business travel credit card, it does come with some additional travel benefits. These benefits can benefit your team. Plus, you can still use your points for statement credits toward travel. Or, you might combine your points to a personal Chase Sapphire Ultimate Rewards account.
Up to $750 bonus cash back: Ink Business Cash® Credit Card
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