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Are you looking for the easiest credit cards to get approved for, even with less-than-stellar credit? Look no further! This guide will provide you with the top options for easily obtainable credit cards, regardless of your credit score. We understand that building or rebuilding credit can be a challenge, but we’re here to help you make the right choice for your financial future. So what is the easiest to get credit card?

citi premier card
The easiest cards to get approved for can eventually lead you to travel rewards cards and before you know it, you can be enjoying drinks on a beach somewhere.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The Easiest Credit Cards to Get Approved For With Any Credit Score

In general, co-brand airline credit cards are some of the easiest credit cards to get for travel. If you’re looking to rebuild credit the easiest to get credit card would be a secured card.

For most cards, you need a credit score in the mid-600s, but 670 or above is best. Even if your score is only above 600 but not quite 670, you still have good approval odds for cards that don’t have an annual fee. However, your credit limit might be lower than you desire.

For now, focus on getting a credit card for travel rewards points you can use.

Related: Credit Score Needed For The Best Travel Rewards Credit Cards

Some of the Easiest to Get Credit Cards

Capital One Venture Rewards Credit Card

With good credit of at least 670, you shouldn’t have a problem getting the Capital One Venture Rewards Credit Card. With the Venture Card, you can enjoy these perks:

  • Earn 2x miles on all purchases
  • Earn 5x miles on hotels and rental cars booked through Capital One Travel
  • Fee credit of up to $100 for Global Entry or TSA PreCheck

You can redeem your miles for future award travel. Or, you can redeem them for recent travel purchases. It is also one of the best Capital One credit cards.

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel, with the Capital One Venture Rewards Credit Card.

You can also go with the Capital One VentureOne Rewards Credit Card which doesn’t charge the $95 annual fee that the Venture does. However, you won’t get the TSA PreCheck or Global Entry fee credit.

New Capital One VentureOne Rewards Credit Card cardholders can earn 20,000 bonus miles after spending $500 on purchases within 3 months from account opening, equal to $200 in travel.

Delta SkyMiles Blue American Express Card

The Delta SkyMiles® Blue American Express Card earns 2x miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S. Additionally, it earns 2x miles per dollar spent on Delta purchases and 1x mile on all other eligible purchases. Plus, you can Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.

Plus, receive a 20% savings in the form of a statement credit after using your Card on eligible Delta in-flight purchases of food and beverages. It is one of the best Delta credit cards.

New Delta SkyMiles® Blue American Express Card cardholders can earn 10,000 bonus miles after spending $1,000 in purchases on their new Card in their first 6 months.

One benefit of Delta SkyMiles is that they never expire, so long as your account is open and active. This no-annual-fee card also has no foreign transaction fees (See Rates & Fees)

Delta SkyMiles Gold American Express Card

If you fly Delta and want more benefits, look at the Delta SkyMiles® Gold American Express Card. Perhaps the most valuable benefit is the free checked bags for you and up to eight travel companions on Delta flights. You also enjoy free priority boarding.

You get Main Cabin 1 Priority Boarding on Delta flights.

The Delta SkyMiles Gold Credit Card earns 2x Miles on Delta purchases at restaurants worldwide (including takeout and delivery in the U.S.) and at U.S. supermarkets (1x Mile for everything else that is eligible). It also has 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

Additionally, you can Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.

Plus, Gold card members will receive a $200 Delta Flight Credit to use for future travel after spending $10,000 in purchases on their card in a calendar year. Additionally, enjoy up to $100 back annually on eligible prepaid Delta Stays bookings on delta.com.

Cardholders can also get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.

Welcome Bonus

New Delta SkyMiles® Gold American Express Card cardholders can earn 70,000 bonus miles after they spend $3,000 in purchases on their new Card in their first 6 months. 

The introductory annual fee of $0 for the first year, then $150 (See Rates & Fees).

This card is great for domestic and foreign travel.

Southwest Airlines Rapid Rewards Cards

Maybe you want to earn a fast-track status for the Southwest Companion Pass®. If so, Chase offers three personal Southwest credit cards that are some of the easiest credit cards to get approved for.

One of the best options is the Southwest Rapid Rewards® Priority Credit Card. Like most other airline rewards cards, you have good approval odds with a credit score in the mid to upper-600s. Cardholders earn unlimited:

  • 3x points on Southwest® purchases
  • 2x points on local transit and commuting, including rideshares
  • 2x points on internet, cable, phone services, and select streaming purchases

Additionally, get 25% back on inflight purchases.

Limited-time offer: New Southwest Airlines (consumer) credit cardholders can earn Companion Pass® good through 2/28/25 plus 30,000 points after they spend $4,000 on purchases in the first 3 months from account opening.

The three consumer Southwest Rapid Rewards credit cards that come with the enhanced bonus are:

But, to receive the bonus, you must not currently own a personal Southwest credit card. If so, you must wait 24 months to try for a new Southwest card to get the bonus.

Depending on which Southwest card you go for, you will get a card anniversary point bonus of up to 7,500 points. Since Southwest has some of the cheapest domestic award flights, this bonus can book a one-way flight.

Related Article: Best Southwest Credit Cards

Capital One Savor Cash Rewards Credit Card

The information for the Capital One Savor Cash Rewards Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

For dining credit card rewards, look at the Capital One Savor Cash Rewards Credit Card. Once again, you may need a score in the mid-600s. But, you can quickly earn reward points from your everyday spending.

You can earn bonus rewards on these purchases:

  • 4% back on dining, entertainment, and select popular streaming services
  • 3% back at grocery stores (excluding superstores like Walmart and Target)
  • 1% back on all non-bonus purchases

Your rewards points are redeemable for cash-back rewards, which can be more worthwhile if you aren’t traveling or looking for travel rewards. However, when you do travel, you won’t pay a foreign transaction fee.

It is also one of the best Capital One credit cards.

There is a $95 annual fee.

Marriott Bonvoy Boundless Credit Card

The information for the Marriott Bonvoy Boundless® Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Co-branded hotel credit cards like the Marriott Bonvoy Boundless® Credit Card might be slightly more difficult to get than airline credit cards. But you can enjoy a free hotel night each year that outvalues the annual fee.

Earn up to 17x points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card. All other purchases earn 2x Bonvoy points. Cardholders get one Free Night Award (valued up to 35,000 points) every year after their account anniversary.

You can also earn 3x Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.

Additionally, earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.

Plus, receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and a path to Gold Status when you spend $35,000 on purchases each calendar year.

For the best approval odds, you may need a score in the high 600s — low 700s. If your score is in the 600s, you will likely need to have a positive credit history.

New limited-time offer! New Marriott Bonvoy Boundless® Credit Card cardholders can earn 5 Free Night Awards (each night valued up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card.

There are no foreign transaction fees, and the annual fee is $95. Your points don’t expire as long as you make purchases on your card every 24 months.

What is the easiest travel card to use?

The “easiest” travel card to use can vary based on individual preferences, travel patterns, and where you plan to use the card. However, some popular and widely accepted travel cards are known for their user-friendly features, broad acceptance, and ease of use:

Chase Sapphire Preferred® Card:

  • Well-regarded for its versatility and flexibility.
  • Offers a generous sign-up bonus and rewards for travel-related expenses.
  • Allows for easy point redemption and flexible transfer options.

Summary of the Easiest Credit Cards to Get Approved For

When your credit score is in the mid-600s, you may qualify for a number of rewards credit cards. These cards help you build up your credit and earn your award travel sooner. Find the easiest credit card that fits your spending habits and try for one of these easiest credit cards to get approved for.

However, don’t forget to factor in the Chase 5/24 rule when thinking about one of their products, and remember, American Express has a once-in-a-lifetime rule per product on receiving welcome bonuses.

Related Articles:

For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Blue American Express Card, please click here.

2 Comments On "What Is The Easiest To Get Credit Card?"
  1. L Ezell|

    I have a low credit score. Is there any hope of getting a credit card?

    1. Johnny Jet Editorial|

      Please only apply for a credit card if you have a good credit score unless you’re trying to build credit with a standard credit card.

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