You hear about insurance fraud scams all the time but to see one caught on camera is quite shocking and disturbing. A 69-second video that was just posted on TikTok has already garnered more than 40 million views and shows in crystal clear detail how crazy this scam is and how fortunate it was that the driver had this dashcam.
Ashpia Natasha shared her dashcam video (embedded below) with this caption:
“Insurance fraud attempt in Queens, NY 10-16-2024 PART 1. I was driving in the left lane of the Belt Parkway going East bound towards the Southern State Parkway. The silver Honda (LBB 8917) was in the middle lane, and they cut me off and slammed on the brakes coming to a full stop hoping I would hit them. I did not hit their car and because of that they reversed into my car for collision and acted as if they were injured while coming out of their vehicle.
“I believe the intention was to say I hit their car for insurance fraud purposes. They had a tarp covering the rear windshield which fell off once they hit my car. You can see the driver is a male wearing a hat and you can see him switching to the passenger seat as well as the movement of the car before anyone gets out. The first three passengers exit the car pretending to be hurt, while the fourth passenger who was driving slips out through the passenger seat and gets into a second vehicle.
That second vehicle was a red KIA SUV (KJH 3340) which was following me from behind and keeping distance so they wouldn’t slam into me. The red KIA drove around and picked up the driver to get away. The remaining three people’s demeanor changed once one of them noticed the dashcam. They only came out of the car with their phones ready to record the damage to both cars.
They were quick to ask for my insurance and quickly left after the exchange. I called the police at the time of the incident and reported it as an accident, and the police told me they no longer go to an accident if no one is injured and they are willing to exchange information. I did not realize at the time that the driver switched and left in another car or that it was a set-up as I was driving by myself, and everything happened so fast.”
@ashpianatasha4 Insurance fraud attempt in Queens, NY 10-16-2024 PART 1 I was driving in the left lane of the Belt Parkway going East bound towards the Southern State Parkway. The silver Honda (LBB 8917) was in the middle lane, and they cut me off and slammed on the brakes coming to a full stop hoping I would hit them. I did not hit their car and because of that they reversed into my car for collision and acted as if they were injured while coming out of their vehicle. I believe the intention was to say I hit their car for insurance fraud purposes. They had a tarp covering the rear windshield which fell off once they hit my car. You can see the driver is a male wearing a hat and you can see him switching to the passenger seat as well as the movement of the car before anyone gets out. The first three passengers exit the car pretending to be hurt, while the fourth passenger who was driving slips out through the passenger seat and gets into a second vehicle. That second vehicle was a red KIA SUV (KJH 3340) which was following me from behind and keeping distance so they wouldn’t slam into me. The red KIA drove around and picked up the driver to get away. The remaining three people’s demeanor changed once one of them noticed the dashcam. They only came out of the car with their phones ready to record the damage to both cars. They were quick to ask for my insurance and quickly left after the exchange. I called the police at the time of the incident and reported it as an accident, and the police told me they no longer go to an accident if no one is injured and they are willing to exchange information. I did not realize at the time that the driver switched and left in another car or that it was a set-up as I was driving by myself, and everything happened so fast. #queensny #car #caraccident #exposed #newyork #brooklynny @nbcnews @abcnews @nypd @geico @allstate @pix11ny ♬ original sound – Ashpia Natasha
She posted a second video, which shows the camera on the back of her car. In this video, you’ll see the red Kia that was following her and was in on the scam.
@ashpianatasha4 Insurance fraud attempt in Queens, NY 10-16-2024 PART 2 I was driving in the left lane of the Belt Parkway going East bound towards the Southern State Parkway. The silver Honda (LBB 8917) was in the middle lane, and they cut me off and slammed on the brakes coming to a full stop hoping I would hit them. I did not hit their car and because of that they reversed into my car for collision and acted as if they were injured while coming out of their vehicle. I believe the intention was to say I hit their car for insurance fraud purposes. They had a tarp covering the rear windshield which fell off once they hit my car. You can see the driver is a male wearing a hat and you can see him switching to the passenger seat as well as the movement of the car before anyone gets out. The first three passengers exit the car pretending to be hurt, while the fourth passenger who was driving slips out through the passenger seat and gets into a second vehicle. That second vehicle was a red KIA SUV (KJH 3340) which was following me from behind and keeping distance so they wouldn’t slam into me. The red KIA drove around and picked up the driver to get away. The remaining three people’s demeanor changed once one of them noticed the dashcam. They only came out of the car with their phones ready to record the damage to both cars. They were quick to ask for my insurance and quickly left after the exchange. I called the police at the time of the incident and reported it as an accident, and the police told me they no longer go to an accident if no one is injured and they are willing to exchange information. I did not realize at the time that the driver switched and left in another car or that it was a set-up as I was driving by myself, and everything happened so fast. #queensny#car#caraccident#exposed#newyork#brooklynny@nbcnews @abcnews@nypd@geico@allstate@pix11ny ♬ original sound – Ashpia Natasha
The moment I saw the car in front stop, then put it in reverse to hit her, I couldn’t believe it. Even worse was watching the suspects come out of the car pretending they were injured. It’s extremely disappointing that the cops didn’t come because no one was hurt but after this video has gone viral, I don’t see how they can’t press charges. These people were caught red-handed and you can clearly see the look of guilt on their faces when they realize the car had a dashcam.
Hopefully they will be charged and held responsible for the damages to Ashpia’s car. After watching these videos, I realized just how important it is to have both front and rear dash cameras on your car to protect yourself.
Here are some of the top comments about the dashcams she was using:
cheyb: Love VIOFO! Best quality dash cams. I have a 3 camera set up in my car.
@no•way•out: bro made eye contact with the dashcam n i just know his heart dropped
@Analizsrxoxo: WTH! I need a dash cam.
@The TikTok Attorney: Well well welll….criminal conduct never sleeps. ALWAYS HAVE A DASHCAM!!
@Farid Haidary: There is A lot in this VIDEO to talk about, But Has anyone noticed the location they picked to do this, where there is no camera around and can nobody be a witness since there is no pedestrians ..
@a1mingforthetop: Him getting out holding his head and then realizing there’s a dash cam is cooking me
@Carrrrrrrlito: Clear as day it’s an insurance fraud. Dude got out the car, walked towards to back and realized you had a camera. 😂
@L.E.333: Right I don’t even drive and was ready to buy one 😩
In a third video she posted, she shares which dash cam she uses and it’s this one: The VIOFO Dual Dash Cam. It’s a 2K front and rear dash cam with Wi-Fi GPS, parking mode, emergency recording and motion detection. And yes, I just purchased one for myself and may get some as gifts for loved ones over the holidays.
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