How to transfer your Chase points to use at Hilton

The information for the Hilton Honors American Express Aspire Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Believe it or not, Hilton Honors isn’t a Chase Travel℠ transfer partner. You can’t directly transfer Chase Ultimate Rewards to Hilton. However, there is a backdoor way. Here’s how you can use your Chase rewards at a Hilton property.

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How To Transfer Chase Points to Hilton Honors

If you’re willing to make a phone call, you can convert your points into Hilton Honors points at a 1:1.5 ratio. This isn’t as good as the 1:2 American Express Membership Rewards® to Hilton Honors ratio, but it’s another flexible and valuable way to use your Chase points.

If you own the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®, you might consider this strategy the next time you want to stay at one of the Hilton brands.

To turn your Chase points into Hilton Honors points, you must first transfer them to Virgin Atlantic.

Because this transfer strategy requires several steps, it may not be the best option if you need to redeem your Hilton Honors points immediately. But it’s a good way to maximize your points if you can wait a few days and only need a few thousand points to book a Hilton reward stay.

Otherwise, you might consider one of the best Hilton credit cards if you frequent the hotel often.

Note: The Hilton Honors Cards Have Exciting Limited-Time Welcome Bonuses

Something to note here, the Hilton Honors cards have all added some crazy good limited time welcome bonuses. Here’s a quick little summary of the four cards, and what some perks are.

• Hilton Honors American Express Card: Up to 7x Hilton Honors points on purchases; Hilton Honors Silver status, $0 annual fee (See rates & fees). New Hilton Honors American Express Card cardholders can earn 80,000 Hilton Honors Bonus Points after spending $2,000 in purchases on the Card in the first 6 months of Card Membership. 
• Hilton Honors American Express Surpass® Card: Up to 12x Hilton Honors points on purchases; Gold status, $150 annual fee (See Rates & Fees). New Hilton Honors American Express Surpass® Card cardholders can earn 130,000 Hilton Honors Bonus Points after spending $3,000 in purchases on the Card in the first 6 months of Card Membership.
• (Business Card) The Hilton Honors American Express Business Card: Up to 12x Hilton Honors Bonus Points on eligible purchases; up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio; $195 (See Rates & Fees) annual fee. New The Hilton Honors American Express Business Card cardholders earn 130,000 Hilton Honors Bonus Points after spending $6,000 in purchases on the Card within the first 6 months of Card Membership.
• Hilton Honors American Express Aspire Card: Up to 14x points on purchases, Hilton Honors Diamond status, up to $400 Hilton Resort statement credits semiannually at participating Hilton Resorts; Up to $200 back per year ($50 in statement credits each quarter) on eligible flight purchases; $550 annual fee (See rates & fees). New Hilton Honors American Express Aspire Card cardholders can earn 150,000 Bonus Points after spending $6,000 on eligible purchases on the Card in the first 6 months of Card Membership.

Transfer Chase Points to Virgin Atlantic

Chase has several airline and hotel 1:1 transfer partners. The magic partner for this transfer is Virgin Atlantic. You will need to create a Virgin Atlantic Flying Club account. You can transfer Flying Club miles to your Hilton Honors account.

It’s extremely important that the member name on your Virgin Atlantic account matches the name of the account holder on your Hilton Honors account. Virgin states in the transfer terms and conditions that “Your name on your Flying Club membership account must match exactly with the name on your Hilton Honors account for a successful transfer.”

You can transfer Chase points to Virgin Atlantic in 1,000-point increments. Virgin Atlantic only transfers points to Hilton Honors in 10,000-point increments. If you don’t have an existing Virgin Atlantic points balance, you will need to transfer at least 10,000 Chase points.

Call the Virgin Atlantic Flying Club Helpline

The next step is to call the Virgin Atlantic Flying Club Helpline and provide your Hilton Honors account number. U.S.-based members can call 1-800-365-9500. This is the only way to initiate the transfer process from Virgin Atlantic to Hilton Honors.

Every 2 Virgin Atlantic miles are worth 3 Hilton Honors Points. You must transfer in 10,000-mile increments.

This makes 10,000 Flying Club miles worth 15,000 Hilton Honors points. That’s an effective 1 Chase point to 1.5 Hilton Honors points transfer ratio.

The transfer can take up to 30 days to complete. Note that you can’t book a Hilton stay with these points until then.

Virgin Atlantic states that the miles you convert into Hilton Honors points cannot be exchanged back into your Flying Club account. The transfer ratio is 10,000 points, and Hilton Honors points are only worth 1,500 Flying Club miles.

Book Your Hilton Honors Night Stay

After the transfer is completed, you can redeem your points through Hilton Honors. Rewards nights start at 5,000 points per night. Hilton Honors Silver, Gold, and Diamond members can get their 5th night free when booking at least five consecutive award nights with points.

Besides booking award nights, there are several other ways to redeem Hilton Honors points.

Is This a Good Transfer Option?

Being able to transfer Chase points to Hilton Honors is a good idea when you don’t need to redeem your points within 30 days. The transfer from Chase to Virgin Atlantic will happen almost instantly. The larger unknown is how long it will take for Virgin Atlantic to complete the transfer. Although Virgin Atlantic says it can take up to 30 days, the transfer time can be shorter.

Another reason to consider this transfer option is if you don’t have a card that earns American Express Membership Rewards®. If you have both a Chase and American Express travel rewards card, you can get more miles for your effort.

Chase Travel Redemption Bonus

This “backdoor transfer option” is a witty way to increase the value of your Chase points. But if you need to redeem your points immediately or don’t want to call Virgin America, another option is booking a Hilton hotel night directly through Chase Travel℠.

Chase Travel℠ displays hotel results powered by the Expedia travel booking site. If you find a deal you like, you receive a travel redemption bonus.

That bonus is 25% for the Chase Sapphire Preferred, which makes each point worth 1.25 cents. Your points are worth 50% more (1.5 cents each) with the Chase Sapphire Reserve.

You won’t be able to draw from your current Hilton Honors balance if booking directly through Chase. However, this redemption bonus can be as helpful as transferring your points through Virgin Atlantic first. Chase also lets you pay with points and cash so you may not have to use as many points either.

Airline Miles vs. Hotel Points

You must also consider the potential redemption value of airline miles and hotel points. Airline miles historically have higher redemption values (see the best miles credit cards for more options). But this isn’t always the case.

This is also one of the few airline transfer partners where you can get more miles transferring out of the frequent flyer program. Many airline-to-hotel mile/point transfers offer low transfer ratios, and you’re better off redeeming them for flights. That’s not necessarily the case with this transfer method.

Of course, anytime you pay with points means fewer dollars you need to spend today to book your travels. This transfer option gives you another tool to maximize your award travel.

Summary of Transferring Chase Points to Hilton

In conclusion, transferring points to Hilton Honors requires a couple of steps. This is an exciting transfer option if you plan on booking Hilton Honors nights with points. It can also be an easy way to multiply your Hilton Honors points balance.

Related Articles:

• The Best Hotel Credit Cards: Free Nights!
• Can You Transfer Freedom Unlimited Points to Sapphire Preferred?
• Chase Sapphire Preferred vs Capital One Venture Credit Card Review

For rates and fees of the Hilton Honors American Express Card, please click here.

For rates and fees of the Hilton Honors American Express Surpass® Card, please click here.

And for rates and fees of the Hilton Honors American Express Aspire Card, please click here.

For rates and fees of The Hilton Honors American Express Business Card, please click here.