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Do you live or work in the Dallas, Texas area? The best credit cards for Dallas make it easy to maximize your travel options if you gallivant across the globe. Of course, you can also make your local spending go further.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Best Credit Cards for Dallas, Texas
- The Platinum Card® from American Express – DFW Centurion Lounge Access
- Chase Sapphire Preferred® Card – 60,000 Points Sign Up Bonus Offer
- Southwest Rapid Rewards® Priority Credit Card – Best for Love Field Flights
- Citi® / AAdvantage® Platinum Select® World Elite Mastercard® – AA is DFW Hub
- Citi® / AAdvantage® Executive World Elite Mastercard® – DFW Hub
- Capital One Savor Cash Rewards Credit Card
- NFL Extra Points Credit Card
- Ink Business Preferred® Credit Card – 90k point bonus
The information for the NFL Extra Points Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred® Card makes it easy to maximize the different airlines that fly from Dallas-Ft. Worth Airport (DFW) and Dallas-Love Field (DAL).
- Points are worth 25% more when booking award travel on Chase
- 1:1 airline and hotel point transfers
- Primary rental car insurance
- Trip cancellation/interruption insurance
Also, enjoy Chase Sapphire benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining, and 2x points on all other travel purchases, plus more.
The 1:1 transfer partners include Southwest Airlines, British Airways, Emirates, and Singapore Airlines. You can book American Airlines partner flights through British Airways to fly from DFW. Or, you can book Southwest Airlines award flights if you prefer to fly from DAL.
The annual fee is $95 starting in your first year.
New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s $750 when redeemed through Chase Ultimate Rewards®. Member FDIC
Related: Chase Sapphire Preferred Review
The Platinum Card from American Express
The Platinum Card® from American Express gives you an excellent reason to arrive early for your flight if you fly out of Dallas-Ft. Worth (DFW). In case you don’t know, DFW is one of the largest airports in the world.
You get complimentary access to the DFW Centurion Lounge. The Centurion is one of the best airport lounge networks you will come across. The Amex Platinum lounge benefits also apply to several networks including Priority Pass and Delta Sky Club.
Other card benefits include:
- Annual $200 airline fee credit, in the form of a statement credit, enrollment required
- Global Entry or TSA PreCheck fee credit
- 1:1 airline point transfers
You can transfer to many airline partners on a 1:1 basis.
Some of the best partners flying from Dallas include British Airways so you can book American Airlines partner flights starting at 7,500 Membership Rewards. A second 1:1 option is to fly Qantas first class to Sydney.
Additional Benefits
Cardholders earn 5x Membership Rewards® Points for flights booked directly with airlines or with American Express Travel, up to $500,000 on these purchases per calendar year, and earn 5x Membership Rewards® points on prepaid hotels booked with American Express Travel.
Cardholders can get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when they pay with their Platinum Card®. The Hotel Collection requires a minimum two-night stay.
Also, select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card.
Plus, American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
Other Platinum Card from American Express Benefits
There’s also a digital entertainment credit, making this card one of the best for streaming services. Cardholders can get up to $20 in statement credits each month when they pay for eligible purchases with the Platinum Card®. Enrollment required.
Cardholders can enjoy TSA PreCheck or Global Entry access and CLEAR perks. When paying with their card, they can get up to $199 back per calendar year on their CLEAR Membership (subject to autorenewal). Plus, receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee when using the Card.
Plus, get a $155 Walmart+ credit, which covers the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. The cost includes $12.95 plus applicable local sales tax.
Get the full details and learn more in our in-depth The Platinum Card from American Express review.
The annual fee is $695 (See Rates & Fees) but can be offset with the perks, which are valued at over $1,400.
Welcome Bonus Offer
New The Platinum Card® from American Express cardmembers can earn 80,000 Membership Rewards® points after spending $8,000 on purchases on their new Card in the first 6 months of Card Membership.
Southwest Rapid Rewards Priority Credit Card
The best of the consumer Southwest Airlines credit cards is the Southwest Rapid Rewards® Priority Credit Card.
Card benefits include:
- $75 annual Southwest travel credit
- 4 Upgraded Bookings per year (when available)
- 7,500-anniversary points for each card renewal
Additionally, get 25% back on inflight purchases.
New Southwest Rapid Rewards® Priority Credit Card cardholders can earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
Cardholders earn unlimited:
- 3x points on Southwest® purchases
- 2x points on local transit and commuting, including rideshares
- 2x points on internet, cable, phone services, and select streaming purchases
The annual fee for this card is $149. But it can be well worth it once you use the $75 annual travel credit and Upgraded Bookings and fly Southwest several times per year.
One nonstop you may enjoy is from Dallas to Ft. Lauderdale for approximately 8,800 Rapid Rewards each way.
Related: Best Southwest Credit Cards Review
Citi / AAdvantage Platinum Select World Elite Mastercard
The information for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
American Airlines has a major hub at DFW. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is the best all-around American Airlines credit card for these benefits:
- First checked bag is free for you and up to 4 companions traveling on the same itinerary
- Preferred boarding on AA flights
- Earn 2x miles on American Airlines, dining, and gas station purchases
- $125 American Airlines flight credit after $20,000 in annual card purchases during your card membership year and renew your card
The annual fee is $0 for the first year and then $99.
If interested, there’s also the business version of this card, the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. It also has free first checked bags and priority boarding. Cardholders earn 2x miles on purchases at telecommunications merchants, cable and satellite providers, car rental merchants, and at gas stations. It’s also one of the best Citi business credit cards. Plus, earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
The information for the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
Related: Earn Airline Elite Status Through Credit Card Spending
Citi / AAdvantage Executive World Elite Mastercard
The information for the Citi® / AAdvantage® Executive World Elite Mastercard® has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
For complimentary Admirals Club access, use the Citi® / AAdvantage® Executive World Elite Mastercard®. Up to 2 guests or your immediate family can accompany you for free.
Other benefits include:
- Free checked bag for you and up to 8 companions traveling on the same domestic American Airlines itinerary
- Priority check-in, airport screening (where available), and boarding privileges
- Global Entry or TSA PreCheck application fee credit
- 25% savings on in-flight food and beverage purchases
Earn a total of 4 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Earn 1x AAdvantage® mile for every $1 spent on other purchases.
Plus, earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
This is also one of the best Citi credit cards.
New Citi® / AAdvantage® Executive World Elite Mastercard® cardholders can earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening. Plus, enjoy a complimentary Admirals Club® membership (a value of up to $850).
The annual fee is $595, which is competitive with other premium travel credit cards.
Related: Best Credit Cards for American Airlines Review
Capital One Savor Cash Rewards Credit Card
The information for the Capital One Savor Cash Rewards Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
The Capital One Savor Cash Rewards Credit Card can be a good fit for your local Dallas purchases. Specifically, you can earn bonus rewards on these purchases:
- 8% back on tickets at Vivid Seats (through January 2023)
- 4% back on dining, entertainment, and select popular streaming services
- 3% back at grocery stores (excluding superstores like Walmart and Target)
- 1% back on all non-bonus purchases
Capital One considers movie theaters, sports promoters (professional and semi-professional), amusement parks, tourist attractions, and other purchases as entertainment. Dallas has plenty of professional sports teams you can earn 4% back on. College sports and golf courses only earn the base 1% back rate.
The Savor Card has a $95 annual fee. This card doesn’t have a foreign transaction fee which makes it international travel-friendly. You can also earn a $300 cash signup bonus after spending $3,000 in the first 3 months.
Related: Best Credit Cards for Restaurants and Dining
Dallas Cowboys NFL Extra Points Credit Card
One of the best ways to show your loyalty for “America’s Team” can be with an NFL Extra Points Credit Card. When you apply, you can choose your team logo. In the heart of Texas, your natural choice can be the Cowboys.
This card earns 2x points on all NFL and team purchases. So, you can earn double points at NFL.com, the Cowboys pro shop, AT&T Stadium, and at away games. All non-bonus purchases earn 1 point per $1. You also get 20% off purchases at NFLShop.com.
You can begin redeeming your points for cash rewards with 2,500 points for $25 cash back. The signup bonus is 10,000 bonus points ($100 cash value) after $500 in purchases during the first 90 days. The NFL Extra Points card doesn’t have an annual fee or foreign transaction fee.
Related: Cash Back Credit Cards Review
Ink Business Preferred Credit Card
If you’re a Dallas business professional, the Chase Ink Business Preferred® Credit Card can be a great option. These purchases earn up to 3 Ultimate Rewards per $1 on the first $150,000 in combined annual purchases:
- Travel
- Search engine and social media advertising
- Shipping purchases
- Internet, cable, and phone services
All non-bonus spending earns 1 point per $1.
Your points are worth 1 cent each when redeemed for cash or gift card rewards. Each point is worth 1.25 cents each when booking award travel on Chase. You also have access to the Chase Ultimate Rewards 1:1 travel transfer partners including British Airways, Southwest Airlines, Emirates, Singapore Airlines, and World of Hyatt.
New Ink Business Preferred® Credit Card cardholders can earn 90,000 bonus points after spending $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.
The annual fee is $95.
Related: Best Small Business Credit Cards Review
Summary of the Best Credit Cards for Dallas, Texas
Carrying the best credit cards for Dallas, Texas can make sure you get the most value from every purchase. Whether you travel to the “Big D” regularly or this is your hometown, these cards make it easy to boost your spending power.
FAQs
Is there a Dallas Cowboys credit card?
Barclaycard offers a co-brand Dallas Cowboys credit card, the NFL Extra Points Credit Card. When you apply, you can pick any NFL team logo to be on the card front.
This card earns 2x points on NFL and team-related purchases. Whether you buy game tickets, shop at a pro shop, or make stadium purchases, you can earn 2 points per $1. All non-bonus spending earns 1 point per $1.
You can redeem your points for cash rewards. Cardholders can also get special financing on NFL ticket purchases, among other benefits. This card doesn’t have an annual fee or foreign transaction fee.
What is the best airline credit card for Dallas, Texas?
Most legacy and discount airlines either operate from Dallas-Ft. Worth Airport (DFW) or Dallas-Love Field (DAL). While there are not many bad options, you might get a co-brand American Airlines or Southwest Airlines credit card first.
American Airlines has a large presence at Dallas-Ft. Worth Airport (DFW). Your best option might be the Citi/AAdvantage Platinum Select. You and 4 companions each get 1 free checked bag and preferred boarding status. Card purchases can earn up to 2 AAdvantage miles per $1 spent.
Southwest Airlines has its corporate headquarters are in Dallas. They operate from Love Field (DAL). Their most benefit-rich consumer card is the Southwest Priority Card. Travel perks include:
- Annual $75 Southwest travel credit
- 4 Upgraded Bookings per year (when available)
- 7,500 bonus Rapid Rewards each card anniversary
- Southwest purchases earn 2x Rapid Rewards
What is the best credit card for Dallas, Texas?
The best credit card for the Dallas depends on your spending habits and point redemption preference. Here is a quick summary of the best cards:
- Airport lounge access (Centurion Lounge at DFW): Platinum Card® from American Express
- Flying American Airlines: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
- Flying Southwest Airlines: Southwest Rapid Rewards® Priority Credit Card
- Entertainment and sports event purchase: Capital One Savor Cash Rewards Credit Card
- Dallas Cowboys fans: NFL Extra Points Credit Card
For rates and fees of The Platinum Card® from American Express, please click here.
