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Chase points are some of the best in the world of travel. But you might be surprised at just how valuable 75,000 Chase points are for travel and other rewards. The redemption value depends on your card and product. Additionally, this sum can be worth up to $1,250 in award travel with the right card when redeemed through Chase Travel℠. So, just how much are 75k Chase points worth?
How Much Are 75,000 Chase Sapphire Points Worth?
Thanks to the award travel redemption bonus, Chase points are most valuable with the Chase Sapphire cards.
The redemption bonus applies when you redeem Chase points for any type of award travel available through Chase Travel℠. Booking options include flights, hotels, car rentals, cruises, and excursions.
Points are worth 1 cent for cash back, gift cards, and at the Apple Chase Store. So, 75,000 points are worth $750 for most non-travel redemptions with all participating Chase credit cards.
One consistent exception to each point worth 1 cent is Amazon.com shopping credits. In this situation, points are only worth 0.8 cents. This redemption value makes 75,000 Chase points worth $600. You may consider other credit cards for Amazon purchases to stretch your dollar.
Here’s more information about how your 75k Chase points are worth the most with each of the Sapphire cards.
Chase Sapphire Reserve
The entire 75,000 points balance is worth $1,125 when booking travel through Chase Travel℠ using the Chase Sapphire Reserve®. This is the only Chase credit card with a 50% travel redemption bonus, making each point worth 1.5 cents.
This card also includes an annual $300 travel credit, reimbursing your first travel purchases each year that you use money to pay for travel.
Purchases can earn up to 10x points per $1 with the Reserve.
New Chase Sapphire Reserve® cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when redeemed through Chase Travel℠.
Other built-in card benefits include Priority Pass Select airport lounge access, 1:1 point transfers, free Global Entry or TSA PreCheck, and robust travel insurance.
The annual fee is $550, and additional cards cost $75 each.
Related: Is The Chase Sapphire Reserve Worth It?
Chase Sapphire Preferred Card
With the Chase Sapphire Preferred® Card, 75k Chase points are worth $938 when booking award travel through Chase Travel, as this card has a 25% travel redemption bonus.
New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s $750 when redeemed through Chase Travel℠.
You can also transfer points at a 1:1 ratio to participating airlines and hotels. Cardholders also receive an anniversary bonus equivalent to 10% of their points earned during the membership year. Another nifty benefit is an annual $50 hotel credit on bookings through Chase Travel℠.
The annual fee is $95, and there is no foreign transaction fee.
Related: Is There a Better Credit Card Than the Chase Sapphire Preferred?
Chase Transfer Partners
Both Sapphire credit cards also provide 1:1 point transfers where you can potentially squeeze out more mileage than with the travel redemption bonus. Additionally, you’re able to book directly from the airline or hotel, which makes it easier to make itinerary changes, get refunds, and earn rewards points.
The redemption value depends on several variables, including the loyalty program and the desired itinerary. In most situations, award flights have better redemption values than hotels, and your points can usually be worth at least 1 cent.
However, hotel redemptions are usually worth between 0.5 and 1 cent, and it can be better to book through Chase or pay cash if you’re purely looking at the highest redemption value.
Some of the most valuable redemption partners include:
How Much Are 75,000 Chase Ink Points Worth?
The Chase Ink Business credit cards usually value each point at 1 cent for travel, cash back, and gift cards. One product offers a 25% travel redemption bonus and 1:1 point transfers.
Ink Business Preferred Credit Card
The Ink Business Preferred® Credit Card has the most valuable redemption value as it’s currently the only Ink Business product offering a travel redemption bonus and point transfers.
The 25% travel redemption bonus values 75,000 Chase points at $938 but up to $750 for non-travel rewards. Its 1:1 point transfers are similar to the Chase Sapphire rewards cards.
New Ink Business Preferred® Credit Card cardholders can earn 100k bonus points after spending $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠.
Business-related purchases earn up to 3x points per $1.
The annual fee is $95, and additional employee cards are free.
Related: 5 Reasons Why I Went For the Chase Ink Business Preferred
No Annual Fee Chase Ink Credit Cards
These two Ink Business credit cards don’t charge an annual fee:
- Ink Business Cash® Credit Card
- Ink Business Unlimited® Credit Card
While you won’t pay an annual fee, these cards don’t have any redemption bonuses or point transfer features. However, you can combine your points with the Ink Preferred and a Chase Sapphire to take advantage of the most valuable redemptions.
New Ink Business Unlimited® Credit Card cardholders can earn a $750 bonus cash back after spending $6,000 on purchases in the first 3 months from account opening.
New Ink Business Cash® Credit Card cardholders can earn up to a $750 bonus cash back! Earn $350 after spending $3,000 on purchases in the first three months from account opening. Then, earn an additional $400 after spending $6,000 on purchases in the first six months after account opening.
The redemption value is 1 cent when booking award travel through Chase Travel℠, cash back, or gift cards.
Related: Comparison: Chase Ink Unlimited vs Chase Ink Cash
Ink Business Premier Credit Card
The Ink Business Premier® Credit Card charges a $195 annual fee but doesn’t offer a travel redemption bonus or point transfers.
Credit cards that earn Chase points and charge an annual fee typically have travel redemption benefits. But, the Ink Premier is an exception but still offers flexible redemption options:
- Cash back as a statement credit or bank account deposit
- Business travel booked through Chase Travel℠
- Gift cards
- Apple Chase Store
Your points are worth 1 cent, so 75,000 points are worth 1 cent.
New Ink Business Premier® Credit Card cardholders can earn a $1,000 bonus cash back after spending $10,000 on purchases in the first 3 months after account opening.
While you won’t get a redemption bonus, this card offers impressive flat-rate rewards that receive 2% or 2.5% back.
How Much Are 75,000 Chase Freedom Points Worth?
The information for the Chase Freedom Flex℠ has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
The no-annual-fee Chase Freedom credit cards value each redeemed point at 1 cent for travel, cash back, gift cards, and Apple Chase Store redemption. A stack of 75,000 Chase Freedom points is worth $750 for the above redemption options.
You can also transfer your Chase Freedom points to a Sapphire or Ink Business card with these Freedom family cards:
- Chase Freedom Flex℠
- Chase Freedom Unlimited®
These cards earn up to 5% back on purchases and have different reward categories. The annual fee is $0 for with product.
New Chase Freedom Flex℠ cardholders can earn a $200 bonus after they spend $500 on purchases in the first 3 months from account opening.
New Chase Freedom Unlimited® cardholders can enjoy an additional 1.5% cash back on everything they buy (on up to $20,000 spent in the first year) – worth up to $300 cash back! That means they can enjoy 6.5% cash back on travel purchased through Chase Travel, Chase’s premier rewards program that lets you redeem rewards for cash back, travel, gift cards, and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
Summary
So, just how much are 75k Chase points worth? Applying for a Chase Sapphire product lets you get the best redemption value as you get the travel redemption bonus and 1:1 point transfers. Having each point worth 1 cent for most non-travel redemptions is also valuable. As a result, you can easily make 75,000 Chase points worth $750 or more.
