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Both of the Chase Sapphire cards are offering one of their best-ever signup bonuses of 75,000 Ultimate Rewards® points. This bonus can be worth as much as $1,125 in award travel, thanks to a 50% point redemption bonus. Below are the core details to earn the bonus offer and achieve its maximum redemption value.

How to Get 75,000 Bonus Ultimate Rewards

You can receive 75,000 Ultimate Rewards after spending $4,000 in the first 3 months with either the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®.

The standard bonus offer is only 60,000 points with similar spending requirements.

As a result, the extra points make this offer worth $900 with the Sapphire Preferred instead of $750 when using the 25% travel redemption bonus.

Further, the limited-time Sapphire Reserve bonus is worth $1,125 in award travel instead of $900 when using the 50% travel redemption bonus.

The bonus is only worth $750 in cash back, gift cards, and select retail purchases with both cards.

You can get the most competitive redemption value by redeeming the bonus points for award trips through Chase Ultimate Rewards for flights, hotels, cruises, car rentals, and tours. It’s also possible to transfer points at a 1:1 ratio to the Chase airline transfer partners, including United Airlines, Southwest Airlines, and Aeroplan. Hotel partners include IHG, Marriott Bonvoy, and World of Hyatt.

Related: Is There A Better Credit Card Than The Chase Sapphire Preferred?

Who Qualifies?

There are several Chase Sapphire application rules that apply and may restrict select first-time applicants and former Sapphire members.

A brief checklist of who qualifies for the Chase Sapphire bonus is the following:

  • Only one Sapphire card at a time: You can have either the Sapphire Preferred or Sapphire Reserve but not both simultaneously. So, you’ll need to choose which one offers the best benefits for your travel style.
  • One Sapphire bonus every 48 months: You can only receive one Sapphire Preferred or Sapphire Reserve bonus once every 48 months. The terms also hint at Chase declining your card application if you’re still within the 48-month window.
  • Good or excellent credit: To have the best approval odds, you should apply with a 700 credit score or higher. Like most rewards credit cards, you need a good or excellent credit score of 670 or above to qualify.
  • Chase 5/24 rule: The 5/24 application rule applies to nearly every Chase-issued credit card. Essentially, you must have four or fewer credit card additions to your credit report within the most recent 24 months. If you have opened five or more personal cards to your wallet at a primary or authorized user, your application will most likely be declined.

Chase analyzes several factors including your income, monthly housing costs, and recent payment activity to determine your eligibility and credit limit.

If you qualify, the Sapphire Preferred’s minimum limit is $5,000 as it’s a Visa Signature credit card. The Sapphire Reserve has a $10,000 starting minimum as it’s a Visa Infinite.

Related: How Much Income Do I Need For The Chase Sapphire Preferred?


Now is the time to apply if you satisfy the bonus qualifications as the limited-time Chase Sapphire bonus is somewhat uncommon. Apply for the Chase Sapphire Preferred® Card when you want versatile travel rewards with an affordable $95 annual fee. The Chase Sapphire Reserve® is ideal for luxury travelers with various travel credits and air travel perks.

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