international-atm-fees
It’s always smart to check with your bank to see if they have international partners so you can get the withdrawal fee waived (usually $5). For example, I use Bank of America and their foreign partners are:

Barclays United Kingdom (England, Scotland, Wales, Northern Ireland, Jersey, Guernsey, and the Channel Islands)
BNP Paribas (France)
BNL D’Italia (Italy)
Deutsche Bank (Germany and Spain)
China Construction Bank (mainland China, excluding Hong Kong)
UkrSibbank (Ukraine)
TEB (Turkey)
Scotiabank (Canada, Mexico, Peru, Chile, and the Caribbean countries: Anguilla, Antigua & Barbuda, the Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, St. Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, St. Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos, and the U.S. Virgin Islands)
Westpac (Australia and New Zealand).

More: Here’s the direct link to Bank of America’s ATM finder for International ATM’s click “Find International ATM Partners.

What’s your best money-saving tip for international travel?

 

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109 Comments On "How to Avoid Bank of America's International ATM Fees"
  1. Aloha BOA|

    Anyway you can question BOfA as a reporter why they don’t have a relationship with an American Bank in an American State that being Hawaii. Why can’t we get no ATM fees here?

  2. Ziad Yamout|

    My BofA debit card has a six digit PIN. Can I use it to withdraw cash from a BNL ATM in Italy.
    As I understand, European ATMs are programmed for four digit PINs.

    1. Johnny Jet|

      I believe you do need a four digit pin

  3. Jim Adams|

    Hi Johnny, Have you ever herd of Skyluxtravel.com, or can you recommend a site for discount business class airline seats? Thanks!

    1. Johnny Jet|

      I haven’t heard of them

  4. SofiaR|

    I am studying abroad (italy)
    I am going low on cash and I am very nervous/confused with the whole international/exchange fee. Any recommendations and tips of what bank to use?

  5. valerie cizek|

    I didn’t read all 80+ comments….my international ATM travel suggestion is to move away from Bank of America. (I do currently have one of their cards but never use it because of the high uncalled for fees). Check out Charles Schwab. I have been using their card for the past two years and they are amazing. They have zero fees plus when they ATM does charge you at the end of every month you get all those fees back.

  6. Pam Sturt|

    I will soon be receiving my ATM Card from Bank Of America being sent to Australia.
    1. Which bank in Australia can I withdraw funds??
    2.How do I transfer the money ftom the ATM Card into my Australian NAB Bank Account

  7. Miguel Munoz|

    Thanks Johnny. I’m with BofA too and this is great help. Best.

  8. Marnie|

    Get a Charles Schwab brokerage account (it’s free) and immediately open a Charles Schwab high yield interest checking account. They will send you an ATM card with the chip. You can use any ATM all over the world, CS charges no fees and if the ATM you use charges you a fee, Charles Schwab will rebate it back to you on your statement. You can set up automatic deposits from your normal checking account to the CS account, or you can sign up to have CS allow you to make random transfers by phone at your convenience (you must wait 4 days for the funds to clear, though). I opened this account the minute BOA changed its fee structure with regard to cash withdrawals and even purchases overseas….it cost me way too much money, just excessive greed to a platinum customer! Bad move

    1. SA|

      Thank you Marnie. From all my research on access and transfers abroad it seems CB is best hands down. Thanks for confirming. I’m switching to them!

  9. leeg|

    One of the best ways I have found to completely avoid ATM fees, especially if you need $100.00 or less to buy that souvenir or snack is.. go to Wal-Mart or Kroger! In American every retail chain store will give you and even asks electronically “Do you want cash back” some have limits but have none that I am familiar with has a problem giving you the limit, many times, so if you need a substantial sum of cash stock up on candy bars, one at a time and get cash back. It the sum is that great, pay the ATM fees but for $100.00 find an American drug store!

  10. Dina|

    Does Bank of America have any partners in Jakarta and Bali, Indonesia

  11. Amir|

    Carry notes if you can. Withdrew in Brazil and payed three different service fees. Made the whole thing useless.

  12. Jay|

    My big thing is this. I withdraw from ScotiaBank here in Canada and I always get charged fees after withdrawing. Referring to BoA’s FAQ’s, since I’m using their partner, I should get no fees charged after this. I wonder if they’d reimburse me. I just found out they’re not supposed to charge me so it’s a lot in fees.

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