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If your business requires a lot of driving or maintaining a driver fleet, you may appreciate credit card rewards that can help replace your work vehicle at a lower cost. The GM Business Card™ is an exciting option if you’re a General Motors fan.

About the GM Business Card

The GM Business Card™ is for small business owners and is offered by Marcus from Goldman Sachs (See terms and conditions).

This card has a $0 annual fee and a $0 foreign transaction fee (See Rates & Fees). This card also offers a nice signup bonus.

Signup Bonus

New GM Business Card™ cardholders can earn $750 in Bonus Earnings towards the purchase or lease of eligible new GM vehicles after spending $5,000 on purchases in the first 5 months from account opening (See terms and conditions).

Earn Up to 5% Back

You will earn unlimited Earnings on purchases:

  • 5% on GM dealership parts or service purchases
  • 3% at gas stations, restaurants, and office supply stores
  • 1% for everything else

It’s possible to redeem your Earnings when buying or leasing eligible GM vehicles, with no redemption limits, with the GM Business Card.

Your Earnings won’t expire as long as your card account remains active and in good standing.

World Elite Mastercard for Business Benefits

The GM Business Card™ is a World Elite Mastercard for Business product and also sports these benefits:

  • Discounts for select business services (i.e., Microsoft, Zoho Social, Intuit)
  • Free ShopRunner membership
  • Cell phone protection
  • Business assistant concierge
  • Business travel discounts
  • See terms and conditions

Free Additional Employee Cards

Additional employee cards are free. Additionally, you can create spending controls to help manage your accounts. Plus, you can still combine your spending reports to make bookkeeping easier.

Related: Best Small Business Credit Cards for Travel Rewards

No Card Fees

You won’t experience these three common credit card fees:

  • Annual fee
  • Foreign transaction fee
  • Cash advance fees

Related: Best No Annual Fee Business Credit Cards

Bonus: My GM Rewards Card

If you are interested in a consumer card, the My GM Rewards Card™ might be for you (See terms and conditions).

You can redeem your points towards a new GM vehicle purchase or lease with no limit. For example, spending $12K per year on everyday purchases will earn you 48,000 pts/$480 toward future redemption with GM.

GM Certified Pre Owned Vehicles are also eligible for the maximum redemption value. It’s also possible to redeem your points for gift cards to participating brands. Your points won’t expire as long as your account remains in good standing.

You can also redeem points, with no limit, towards:

  • GM Financial – GM Financial is the company through which most customers have their Loan or Lease, so customers can now redeem unlimited points to pay for their loan/lease
  • Paid GM Certified Service – Repairs or Service at dealers
  • GM Genuine Parts and ACDelco Parts
  • Eligible accessories
  • OnStar and Connected Services plans
  • Protection Plans
  • SiriusXM

Cardholders earn unlimited 7x total points per $1 spent with GM when they use their My GM Rewards Card on qualifying purchases, including on paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans.

Even better, all remaining purchases earn 4 points per $1, everywhere, every day. This is the only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee!

Additionally, receive a $100 card statement credit after making $1,500 in fuel purchases per calendar year. Or, get a $100 statement credit by paying 6 months of electric bills per calendar year for a registered GM electric vehicle owner.

New My GM Rewards Card™ (See terms and conditions) cardmembers can earn 15,000 bonus points after spending $1,000 in their first 3 months.

It has a $0 annual fee and a $0 foreign transaction fee (See Rates & Fees).

You can read more about this card in our My GM Rewards Card review.


Work vehicles are a hefty business expense. The GM Business Card can help maximize your business trips and ongoing car maintenance. These rewards can also ease the financial commitment that accompanies replacing your vehicle. Plus, if you can earn 5% back on GM purchases, you can be on your way to earning a nice redemption option.

$750 to redeem at GM bonus offer: GM Business Card™ (See terms and conditions)

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1 Comment On "The GM Business Card: Perfect for Business Road Trips"
  1. Alyza Cruz|

    Nice Car but it is so expensive !

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