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Many consider World of Hyatt as one of the best (if not the best) hotel loyalty programs at the moment. There are upscale properties at many business travel destinations. Now business travelers can maximize each stay with the World of Hyatt Business Credit Card.
What is the World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card is the program’s first small business credit card.
This card earns 2x bonus Hyatt points on your top spending categories each month for eligible purchases.
Other featured benefits include accelerated loyalty status and on-property statement credits.
It is also a welcome addition to the Chase business credit card lineup. As Chase will be issuing this card, the 5/24 application guidelines may apply if you have added at least five new credit cards to your credit profile in the last two years. If approved, your minimum credit line will be $5,000.
You can qualify for this card as a sole proprietor or incorporated business. Having a good or excellent credit score of at least 700 can also boost your approval odds.
It has a $199 annual fee and free additional employee cards.
Featured World of Hyatt Business Credit Card Benefits
These are some of the best benefits of the World of Hyatt Business Credit Card.
World of Hyatt Points Signup Bonus
New World of Hyatt Business Credit Card cardholders can earn 60,000 Bonus Points after they spend $5,000 on purchases in their first 3 months from account opening.
You’re eligible for this bonus if you currently have the consumer World of Hyatt Credit Card.
Adaptive Bonus Categories
The World of Hyatt Business Credit Card is offering adaptive bonus categories. There are eight different bonus categories. You earn 2x bonus points on the top three spending categories each quarter through December 31, 2023, then your top two categories each quarter.
Your less popular bonus categories earn 1x bonus points just like your non-bonus purchases.
The 8 adaptive categories are:
- Airline tickets purchased directly from the airline
- Car rental agencies
- Local transit and commuting
- Gas stations
- Internet, cable, and phone services
- Social media and search engine advertising
For example, you would earn 2x bonus points on airline tickets, car rentals, and dining if these are your three top categories. Your purchases from the other 5 categories only earn 1x bonus points.
This rewards program is similar to the American Express® Business Gold Card.
Other Ways to Earn Bonus Points
There are two other ways to earn bonus Hyatt points on card purchases:
- 9x total bonus points on Hyatt stays (4x bonus points per $1 spent at Hyatt hotels, participating Small Luxury Hotels of the World, participating Exhale locations, and eligible Lindblad Expeditions. Plus, 5x bonus points from Hyatt per eligible $1 spent for being a World of Hyatt member)
- 2x per $1 spent on fitness club and gym memberships
All non-bonus World of Hyatt Business Credit Card purchases earns 1x bonus point per $1 spent.
World of Hyatt Discoverist Status
As the primary cardmember, you automatically receive Discoverist loyalty status.
Some of the loyalty benefits include:
- Premium internet
- Space-available room upgrades
- Resort fee waivers
- Late checkout
- 10% bonus points on stays
This status level usually requires 10 tier-qualifying nights or 25,000 Hyatt points.
For every $10,000 in card purchases, you earn an additional 5 tier-qualifying nights.
Gift Hyatt Discoverist Status
You’re also able to gift Discoverist status to five employees. This perk can be beneficial to workers with additional employee cards.
Up to $100 in Hyatt Statement Credits
Twice a year, you can receive a $50 Hyatt statement credit to reimburse on-property purchases when you spend at least $50.
While this card doesn’t offer a free anniversary night, up to $100 in annual credits is a valuable alternative.
The World of Hyatt Business Credit Card can be one of the best hotel credit cards.
Hyatt Leverage Benefits
Small and mid-sized businesses can qualify for complimentary Hyatt Leverage benefits. This program offers discounts on standard rooms at participating properties.
According to Hyatt, the average annual savings is $350 per company.
Up to 10% of Redeemed Hyatt Points Back
After spending $50,000 in a calendar year, you will get 10% of your redeemed points back for the rest of the year.
Additional Card Benefits
Here are some of the secondary benefits that can provide additional value when you travel for business or make small business purchases.
Travel Protection Benefits
- Trip cancellation and trip interruption insurance
- Primary rental car insurance
- Complimentary roadside assistance
- Travel and emergency assistance services
Third-party service fees may apply for the assistance services.
Qualifying purchases are eligible for purchase protection and extended warranty coverage.
No Foreign Transaction Fees
There is no foreign transaction fee for international purchases.
Here are the current World of Hyatt Business Credit Card fees:
- Annual fee (primary card): $199
- Additional employee cards: $0
- Foreign transaction fee: 0%
Who Should Try for the World of Hyatt Business Credit Card?
This card is worth it if you regularly stay at Hyatt hotels and resorts for business. However, this card doesn’t offer a free night award that can easily offset the annual fee.
However, the $100 on-property statement credit can be worth it along with the multiple ways to earn bonus points and Dicoverist status benefits.
World of Hyatt Business Credit Card Pros and Cons
These are the positives and negatives of this World of Hyatt Business Credit Card.
- Up to $100 in annual Hyatt statement credits
- World of Hyatt Discoverist status for you and up to 5 employees
- Multiple ways to earn bonus Hyatt points
- 60,000 bonus points signup bonus
- No annual free night certificate
- 10% redemption bonus only applies after $50,000 in annual purchase credits
- The $199 annual fee might be too high for some businesses
Now that business travel is gradually returning, the World of Hyatt Business Credit Card can be the perfect fit for your wallet to earn some of the most valuable hotel bonus points. The additional benefits can also enhance each Hyatt stay and protect your business purchases and travel itineraries.