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The Prime Visa (formerly the Amazon Prime Rewards Visa Signature Card) is excellent if you shop frequently at Amazon.com or Whole Foods. This product and the Amazon Visa for non-Prime members offer more ways to earn bonus cash back.

The Post Hotel & Spa at Banff National Park in Alberta, Canada. Credit: Johnny Jet

Amazon Credit Card Changes

Here is a quick overview of the changes to the Prime Visa:

  • More bonus categories: Earn up to 5% back on more purchase types
  • Name: The cards are now the Prime Visa (Prime members only) and Amazon Visa (non-Prime members)
  • Card designs: Both products offer a refreshed card design

Related: The Best Credit Cards To Use For Amazon Purchases

Prime Visa Rewards Categories

The Prime Visa earns bonus rewards on additional purchase categories:

  • 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
  • 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
  • 1% back on all other purchases

Also, earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership.

Non-Prime members can earn up to 3% back instead of 5%.

Your rewards can be redeemed at checkout on Amazon.com. Additional redemption options include cash back, gift cards, and travel through Chase.com.

This card also provides a host of protection benefits, including auto rental collision damage waiver, baggage delay insurance, lost luggage reimbursement, extended warranty protection, and purchase protection.

Additionally, this card has no annual fee and no foreign transaction fee.

Prime Visa Signup Bonus

Get a $200 Amazon Gift Card instantly upon approval, exclusively for Prime members.

Amazon Visa Benefits

Non-Prime members can earn up to 3% back on purchases with the Amazon Visa (formerly the Amazon Rewards Visa Signature Card):

  • 3% back on purchases made through Chase Travel
  • 2% back on local transit and commuting, including rideshare
  • 3% back at Amazon and Whole Foods
  • 2% back at restaurants and gas stations
  • 1% back on all other purchases

Like the Prime card version, there is no annual fee or foreign transaction fee.

Related: The Best Cash Back Credit Card Offers

Summary of Prime Credit Card

It can be easy to overlook Amazon credit cards as they are ideal for Amazon and Whole Foods purchases. However, the Prime Visa benefits categories make them a top contender as one of the best rewards credit cards for daily purchases and traveling. Now is also a good time to apply for one of the card’s most valuable signup bonuses.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

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